/* =========================================
DS WEALTH ADVISORS — PROFESSIONAL STYLE.CSS v3.0
Premium financial advisory look — June 2026
========================================= */

/* ── VARIABLES ── */
:root{
    --green:#1a6b3a;
    --green-light:#2d8a50;
    --green-pale:#e8f5ee;
    --green-dark:#0f3d20;
    --white:#ffffff;
    --off-white:#f8faf9;
    --text-dark:#1a2e25;
    --text-mid:#3d5448;
    --text-light:#6b8c78;
    --border:#cde3d6;
    --gold:#c8952a;
    --radius:16px;
    --radius-sm:10px;
    --shadow:0 4px 24px rgba(0,0,0,.06);
    --shadow-lg:0 12px 40px rgba(0,0,0,.08);
    --max-w:1200px;
    --max-w-sm:680px;
    --section-px:max(24px, 5vw);
}

/* ── RESET ── */
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'DM Sans','Inter',system-ui,sans-serif;color:var(--text-dark);background:#fff;overflow-x:hidden;line-height:1.7;-webkit-overflow-scrolling:touch;-webkit-font-smoothing:antialiased}
a{text-decoration:none;color:inherit}
ul{list-style:none}
img{max-width:100%;display:block}

/* ── GLOBAL CONTAINER ── */
.container{width:100%;max-width:var(--max-w);margin:0 auto;padding:0 24px}
.section-inner{width:100%;max-width:var(--max-w);margin:0 auto}

/* ── NAVBAR ── */
.main-header{position:sticky;top:0;z-index:9999;background:rgba(255,255,255,.97);border-bottom:1px solid var(--border);box-shadow:0 1px 8px rgba(0,0,0,.04);backdrop-filter:blur(12px)}
nav{position:sticky;top:0;z-index:9999;background:rgba(255,255,255,.97);border-bottom:1px solid var(--border);box-shadow:0 1px 8px rgba(0,0,0,.04);backdrop-filter:blur(12px);display:flex;align-items:center;justify-content:space-between;padding:0 var(--section-px);height:72px;max-width:100%}
.nav-container{height:72px;display:flex;align-items:center;justify-content:space-between;max-width:var(--max-w);margin:0 auto;padding:0 24px;width:100%}
.logo img{height:52px;width:auto}
nav .logo img{height:52px;width:auto}

.desktop-nav ul,.nav-links{display:flex;align-items:center;gap:4px;list-style:none!important}
.desktop-nav ul li,.nav-links li{position:relative;list-style:none!important}
.nav-links li::before{display:none!important;content:none!important}
.desktop-nav ul li a,.nav-links li a{display:block;padding:8px 14px;color:var(--text-mid);font-size:13.5px;font-weight:500;border-radius:8px;transition:.2s;white-space:nowrap}
.desktop-nav ul li a:hover,.nav-links li a:hover{background:var(--green-pale);color:var(--green)}

/* Dropdown */
.dropdown-menu{position:absolute;top:calc(100% + 4px);left:0;min-width:220px;background:#fff;border-radius:12px;border:1px solid var(--border);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(6px);transition:.2s;z-index:999;padding:6px 0}
.dropdown-menu li a{padding:10px 18px;font-size:13.5px}
.dropdown:hover .dropdown-menu,.has-dropdown:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0);display:block}
.has-dropdown .dropdown-menu{display:none}

/* Nav CTA */
.nav-right,.nav-cta{display:flex;align-items:center;gap:10px}
.nav-cta .btn-outline{padding:8px 18px;border:1.5px solid var(--green);color:var(--green);border-radius:8px;font-size:13px;font-weight:600;background:transparent}
.nav-cta .btn-primary{padding:8px 18px;font-size:13px}
.search-btn{width:40px;height:40px;border:none;background:transparent;border-radius:50%;cursor:pointer;font-size:17px;color:var(--green);transition:.2s}
.search-btn:hover{background:var(--green-pale)}
.hamburger,.mobile-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px}
.hamburger span,.mobile-toggle span{width:22px;height:2px;background:var(--green);transition:.3s}

/* Mobile Menu */
.mobile-menu{position:fixed;top:0;right:-100%;width:300px;height:100vh;background:#0d1b2a;padding:100px 30px 30px;transition:.4s;z-index:99999;overflow-y:auto}
.mobile-menu.active,.mobile-menu.open{right:0}
.mobile-menu ul li{margin-bottom:14px}
.mobile-menu ul li a,.mobile-menu a{color:#fff;font-size:15px;display:block;padding:6px 0}
.mob-insights-label{color:rgba(255,255,255,.4);font-size:12px;text-transform:uppercase;letter-spacing:1.5px;margin:20px 0 8px}
.mob-sub{padding-left:14px!important;font-size:14px!important}
.mob-btns{display:flex;gap:10px;margin-top:24px}
.mob-btns a{flex:1;text-align:center;padding:12px;border-radius:8px;font-size:14px;font-weight:600}

/* Search Overlay */
.search-overlay{position:fixed;inset:0;background:rgba(13,27,42,.96);backdrop-filter:blur(8px);display:flex;align-items:center;justify-content:center;opacity:0;visibility:hidden;transition:.4s;z-index:999999}
.search-overlay.active,.search-overlay.visible{opacity:1;visibility:visible}
.search-container{width:90%;max-width:600px;position:relative}
.search-input{width:100%;padding:20px 60px 20px 28px;border-radius:60px;border:2px solid var(--gold);font-size:18px;outline:none;font-family:inherit}
.close-search{position:absolute;top:50%;right:18px;transform:translateY(-50%);border:none;background:none;font-size:22px;cursor:pointer}

/* ── HERO ── */
.hero{background:linear-gradient(135deg,#0f3d20 0%,#1a6b3a 50%,#2d8a50 100%);color:#fff;padding:100px var(--section-px);min-height:85vh;display:flex;align-items:center}
.hero-content{max-width:620px}
.hero h1{font-size:clamp(36px,5vw,58px);line-height:1.12;margin-bottom:20px;font-family:'Playfair Display',serif;letter-spacing:-.5px}
.hero p{font-size:clamp(15px,1.8vw,18px);opacity:.88;margin-bottom:32px;line-height:1.7}
.hero-visual{margin-left:auto}
.stats-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.stat-card{background:rgba(255,255,255,.08);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:20px 16px;text-align:center;transition:.2s}
.stat-card:hover{background:rgba(255,255,255,.14)}
.stat-card.highlight{background:rgba(255,255,255,.15);border-color:rgba(255,255,255,.22)}
.stat-card .num{font-size:26px;font-weight:700;font-family:'Playfair Display',serif}
.stat-card .lbl{font-size:12px;opacity:.75;margin-top:3px}
.hero-badge{display:inline-block;padding:6px 16px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:50px;font-size:12px;font-weight:500;margin-bottom:18px;letter-spacing:.3px}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap}

/* ── BUTTONS ── */
.btn-primary{display:inline-block;padding:13px 28px;background:var(--green);color:#fff;border-radius:var(--radius-sm);font-weight:600;font-size:14px;transition:.2s;border:none;cursor:pointer}
.btn-primary:hover{background:var(--green-light);transform:translateY(-1px);box-shadow:0 6px 20px rgba(26,107,58,.25)}
.btn-outline{display:inline-block;padding:13px 28px;border:2px solid #fff;color:#fff;border-radius:var(--radius-sm);font-weight:600;font-size:14px;transition:.2s;background:transparent;cursor:pointer}
.btn-outline:hover{background:rgba(255,255,255,.1)}
.btn-white{display:inline-block;padding:13px 28px;background:#fff;color:var(--green);border-radius:var(--radius-sm);font-weight:600;font-size:14px;transition:.2s}
.btn-white:hover{background:var(--green-pale)}
.btn-ghost{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;border:2px solid rgba(255,255,255,.35);color:#fff;border-radius:var(--radius-sm);font-weight:600;font-size:14px;transition:.2s}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.07)}
.btn-large{padding:15px 34px;font-size:15px}
.btn-row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

/* ── SECTION SYSTEM ── */
.section-header{margin-bottom:48px;max-width:var(--max-w);margin-left:auto;margin-right:auto}
.section-label{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:2.5px;color:var(--green);margin-bottom:8px}
.section-title{font-family:'Playfair Display',serif;font-size:clamp(28px,4vw,42px);line-height:1.2;margin-bottom:14px}
.section-sub{font-size:15px;color:var(--text-light);max-width:560px;line-height:1.65}

/* ── TRUST BAR ── */
.trust-bar{display:flex;align-items:center;justify-content:center;gap:12px;padding:12px var(--section-px);background:var(--green);color:#fff;font-size:12px;flex-wrap:wrap;letter-spacing:.2px}
.trust-bar strong{font-weight:700}
.trust-dot{opacity:.35}
.reg-pending{opacity:.8}

/* ── WHY US ── */
.why-us{padding:80px var(--section-px)}
.why-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;max-width:var(--max-w);margin:0 auto}
.why-card{background:var(--off-white);border:1px solid var(--border);border-radius:var(--radius);padding:28px 24px;transition:.25s}
.why-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.why-icon{width:44px;height:44px;margin-bottom:14px;color:var(--green)}
.why-icon svg{width:100%;height:100%}
.why-card h3{font-size:17px;margin-bottom:8px;font-weight:600}
.why-card p{font-size:13.5px;color:var(--text-light);line-height:1.6}

/* ── SERVICES ── */
.services{padding:80px var(--section-px);background:var(--off-white)}
.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;max-width:var(--max-w);margin:0 auto}
.service-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:28px 24px;transition:.25s}
.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.service-icon{width:44px;height:44px;margin-bottom:14px;color:var(--green)}
.service-icon svg{width:100%;height:100%}
.service-card h3{font-size:17px;margin-bottom:8px;font-weight:600}
.service-card p{font-size:13.5px;color:var(--text-light);margin-bottom:12px;line-height:1.6}
.service-card .link{font-size:13px;font-weight:600;color:var(--green)}

/* ── GOALS ── */
.goals{padding:80px var(--section-px);background:var(--off-white)}
.goals-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px;max-width:var(--max-w);margin-left:auto;margin-right:auto}
.goal-tab{padding:9px 20px;border:1px solid var(--border);border-radius:50px;background:#fff;font-size:13px;font-weight:500;cursor:pointer;transition:.2s}
.goal-tab.active{background:var(--green);color:#fff;border-color:var(--green)}
.goal-panel{display:none}
.goal-panel.active{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center;max-width:var(--max-w);margin:0 auto}
.goal-text h3{font-size:24px;font-family:'Playfair Display',serif;margin-bottom:12px}
.goal-text p{font-size:14px;color:var(--text-light);margin-bottom:18px;line-height:1.6}
.goal-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.goal-stat-card{background:#fff;border:1px solid var(--border);border-radius:14px;padding:16px;text-align:center}
.goal-stat-card.highlight-card{grid-column:span 2;background:var(--green);color:#fff;border-color:var(--green)}
.gs-lbl{font-size:11px;opacity:.65}.gs-val{font-size:20px;font-weight:700}
.gs-val-big{font-size:26px;font-weight:700;font-family:'Playfair Display',serif}.gs-sub{font-size:10px;opacity:.65}

/* ══════════════════════════════════════
   SIP CALCULATOR — PREMIUM CARD DESIGN
   ══════════════════════════════════════ */
.calculator-section{padding:80px var(--section-px);background:#fff}
.calculator-box{
    max-width:var(--max-w-sm);
    margin:0 auto;
    background:var(--off-white);
    border:1px solid var(--border);
    border-radius:20px;
    padding:40px 36px;
    box-shadow:var(--shadow);
    position:relative;
    overflow:hidden;
}
.calculator-box::before{
    content:'';position:absolute;top:0;left:0;right:0;height:4px;
    background:linear-gradient(90deg,var(--green),var(--green-light),var(--gold));
}
.calc-row{margin-bottom:28px}
.calc-row label{
    display:flex;justify-content:space-between;align-items:center;
    font-size:13px;font-weight:600;margin-bottom:10px;color:var(--text-dark);
}
.calc-row label span{
    font-size:15px;font-weight:700;color:var(--green);
    background:var(--green-pale);padding:4px 12px;border-radius:6px;
}
.calc-row input[type=range]{
    width:100%;height:6px;accent-color:var(--green);
    -webkit-appearance:none;appearance:none;background:var(--border);
    border-radius:6px;outline:none;
}
.calc-row input[type=range]::-webkit-slider-thumb{
    -webkit-appearance:none;width:20px;height:20px;border-radius:50%;
    background:var(--green);cursor:pointer;border:3px solid #fff;
    box-shadow:0 2px 8px rgba(26,107,58,.3);
}
.calc-result{
    display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px;
    margin-top:32px;padding-top:28px;
    border-top:1px solid var(--border);
}
.calc-result > div{
    text-align:center;padding:14px 8px;
    background:#fff;border-radius:12px;
    border:1px solid var(--border);
}
.res-lbl{font-size:11px;color:var(--text-light);margin-bottom:4px;font-weight:500;text-transform:uppercase;letter-spacing:.5px}
.res-val{font-size:22px;font-weight:700;color:var(--green);font-family:'Playfair Display',serif}
.calc-note{font-size:11px;color:var(--text-light);margin-top:18px;text-align:center;line-height:1.5}

/* ── SCHEMES ── */
.schemes-section{padding:80px var(--section-px);background:var(--off-white)}
.scheme-filter{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:24px;max-width:var(--max-w);margin-left:auto;margin-right:auto}
.scheme-filter-btn{padding:7px 16px;border:1px solid var(--border);border-radius:50px;background:#fff;font-size:12px;cursor:pointer;transition:.2s;font-weight:500}
.scheme-filter-btn.active{background:var(--green);color:#fff;border-color:var(--green)}
.scheme-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:18px;max-width:var(--max-w);margin:0 auto}
.scheme-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:.2s}
.scheme-card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.scheme-header{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:6px}
.scheme-name{font-size:15px;font-weight:600}
.scheme-badge{font-size:10px;padding:3px 10px;border-radius:50px;font-weight:600}
.badge-equity{background:#e8f5ee;color:var(--green)}.badge-debt{background:#e8f0fe;color:#1a5bb5}
.badge-hybrid{background:#fff3e0;color:#e65100}.badge-elss{background:#f3e5f5;color:#7b1fa2}
.badge-postoffice{background:#fce4ec;color:#c62828}
.scheme-type{font-size:11px;color:var(--text-light);margin-bottom:12px}
.scheme-returns{display:grid;grid-template-columns:1fr 1fr 1fr;gap:8px;margin-bottom:12px}
.return-item{text-align:center}.ret-val{font-size:17px;font-weight:700;color:var(--green)}
.ret-period{font-size:10px;color:var(--text-light)}
.scheme-meta{display:flex;justify-content:space-between;font-size:11px;color:var(--text-light);margin-bottom:12px}
.scheme-highlight{background:var(--green-pale);padding:8px 12px;border-radius:8px;font-size:12px;margin-bottom:12px}
.scheme-invest-btn{display:block;text-align:center;padding:10px;background:var(--green);color:#fff;border-radius:var(--radius-sm);font-weight:600;font-size:13px;border:none;cursor:pointer;transition:.2s;width:100%}
.scheme-invest-btn:hover{background:var(--green-light);transform:translateY(-1px)}
.scheme-disclaimer{font-size:10px;color:var(--text-light);margin-top:24px;text-align:center;max-width:var(--max-w);margin-left:auto;margin-right:auto}

/* ── MARKET INSIGHTS ── */
.market-insights{padding:80px var(--section-px)}
.insights-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:24px;max-width:var(--max-w);margin-left:auto;margin-right:auto}
.ins-tab{padding:9px 18px;border:1px solid var(--border);border-radius:50px;background:#fff;font-size:12.5px;font-weight:500;cursor:pointer;transition:.2s}
.ins-tab.active{background:var(--green);color:#fff;border-color:var(--green)}
.ins-panel{display:none}.ins-panel.active{display:block;max-width:var(--max-w);margin:0 auto}
.ins-panel-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.ins-panel-header h3{font-family:'Playfair Display',serif;font-size:22px}
.live-badge{background:#e8f5ee;color:var(--green);padding:4px 12px;border-radius:50px;font-size:11px;font-weight:600}
.insights-table-wrap{overflow-x:auto;border-radius:12px;border:1px solid var(--border)}
.insights-table{width:100%;border-collapse:collapse;font-size:12.5px}
.insights-table th{background:var(--green-pale);padding:10px 14px;text-align:left;font-weight:600;white-space:nowrap;font-size:12px}
.insights-table td{padding:10px 14px;border-bottom:1px solid var(--border)}
.growth-pos{color:var(--green);font-weight:600}.growth-neg{color:#c62828;font-weight:600}
.badge-status{padding:3px 10px;border-radius:50px;font-size:10px;font-weight:600}
.status-paid{background:#e8f5ee;color:var(--green)}.status-miss{background:#fce4ec;color:#c62828}.status-inline{background:#fff3e0;color:#e65100}

/* CA */
.ca-sub{font-size:13px;color:var(--text-light);margin-bottom:14px}
.ca-filter-bar{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:14px}
.ca-cat-tabs{display:flex;gap:6px;flex-wrap:wrap}
.ca-cat-tab{padding:5px 14px;border:1px solid var(--border);border-radius:50px;background:#fff;font-size:11px;cursor:pointer;transition:.2s}
.ca-cat-tab.active{background:var(--green);color:#fff;border-color:var(--green)}
.ca-search-input{padding:7px 14px;border:1px solid var(--border);border-radius:8px;font-size:12px;width:170px}
.ca-loading{display:flex;align-items:center;gap:10px;padding:20px;font-size:13px;color:var(--text-light)}
.ca-spinner{width:18px;height:18px;border:3px solid var(--border);border-top-color:var(--green);border-radius:50%;animation:spin .6s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.ca-segment-header{display:flex;justify-content:space-between;align-items:center;padding:10px 0;font-size:14px;font-weight:600}
.ca-empty{text-align:center;padding:28px;color:var(--text-light)}
.ca-refresh-bar{display:flex;justify-content:space-between;align-items:center;margin-top:14px;font-size:11px;color:var(--text-light)}
.ca-type-badge{padding:3px 10px;border-radius:50px;font-size:10px;font-weight:600}
.badge-div{background:#e8f5ee;color:var(--green)}.badge-bonus{background:#e8f0fe;color:#1a5bb5}
.badge-split{background:#fff3e0;color:#e65100}.badge-rights{background:#f3e5f5;color:#7b1fa2}
.ca-amt{font-weight:600}.ca-credit{color:var(--green);font-weight:500}
.qr-search-wrap{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.qr-search-input{padding:7px 14px;border:1px solid var(--border);border-radius:8px;font-size:12px;width:180px}
.qr-count{font-size:12px;color:var(--text-light)}

/* ── BLOG ── */
.blog-cards-v2{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;max-width:var(--max-w);margin:0 auto}
.blog-card-v2{border-radius:var(--radius);overflow:hidden;border:1px solid var(--border);transition:.25s;background:#fff}
.blog-card-v2:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.blog-header-v2{height:150px;display:flex;align-items:center;justify-content:center}
.bg-blue-grad{background:linear-gradient(135deg,#1a5bb5,#2d8a50)}
.blog-icon-txt{font-size:32px;font-weight:800;color:#fff}
.blog-chevron-v2{margin-top:-1px}.blog-body-v2{padding:20px}
.blog-category-v2{font-size:10px;font-weight:600;color:var(--green);text-transform:uppercase;letter-spacing:1.2px}
.blog-title-v2{font-size:16px;font-weight:600;margin:6px 0;line-height:1.35}
.blog-desc-v2{font-size:12.5px;color:var(--text-light);margin-bottom:12px;line-height:1.55}
.blog-btn-v2{font-size:12.5px;font-weight:600;color:var(--green)}
.blog-link-v2{text-decoration:none;color:inherit}.blog-card-coming-soon{opacity:.6}

/* ── TEAM ── */
.team{padding:80px var(--section-px);background:var(--off-white)}
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;max-width:var(--max-w);margin:0 auto}
.team-grid-centered{max-width:900px;margin:0 auto}
.team-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:32px 28px;text-align:center;box-shadow:var(--shadow)}
.team-avatar{width:110px;height:110px;border-radius:50%;margin:0 auto 16px;overflow:hidden;border:3px solid var(--green-pale)}
.team-photo-img{width:100%;height:100%;object-fit:cover}
.initials{width:100%;height:100%;display:flex;align-items:center;justify-content:center;background:var(--green-pale);color:var(--green);font-size:32px;font-weight:700}
.team-info h3{font-size:19px;margin-bottom:4px}
.role{font-size:13px;color:var(--green);font-weight:500;margin-bottom:10px}
.team-info p{font-size:13px;color:var(--text-light);margin-bottom:14px;line-height:1.6}
.founder-stats{display:flex;justify-content:center;gap:20px;margin-bottom:14px}
.f-stat{text-align:center}.f-stat-val{display:block;font-size:17px;font-weight:700;color:var(--green)}
.f-stat-lbl{font-size:10px;color:var(--text-light)}
.team-certs{display:flex;gap:6px;justify-content:center;flex-wrap:wrap}
.cert-badge{padding:4px 12px;background:var(--green-pale);color:var(--green);border-radius:50px;font-size:11px;font-weight:500}

/* ── TESTIMONIALS ── */
.testimonials{padding:80px var(--section-px)}
.testi-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px;max-width:var(--max-w);margin:0 auto}
.testi-card{background:var(--off-white);border:1px solid var(--border);border-radius:var(--radius);padding:28px 24px}
.stars{color:var(--gold);font-size:16px;margin-bottom:10px}
.testi-card p{font-size:14px;color:var(--text-mid);margin-bottom:16px;font-style:italic;line-height:1.6}
.testi-author{display:flex;align-items:center;gap:10px}
.testi-avatar{width:40px;height:40px;border-radius:50%;background:var(--green);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px}
.testi-name{font-weight:600;font-size:13px}.testi-city{font-size:11px;color:var(--text-light)}
.testi-dots{display:flex;justify-content:center;gap:8px;margin-top:16px}
.testi-dot{width:9px;height:9px;border-radius:50%;border:none;background:var(--border);cursor:pointer;transition:.2s}
.testi-dot.active{background:var(--green);transform:scale(1.2)}
.testi-disclaimer{text-align:center;font-size:11px;color:var(--text-light);margin-top:20px;font-style:italic;max-width:var(--max-w);margin-left:auto;margin-right:auto}

/* ── FAQ ── */
.faq-section{padding:80px var(--section-px);background:var(--off-white)}
.faq-wrap{max-width:720px;margin:0 auto}
.faq-item{border:1px solid var(--border);border-radius:12px;margin-bottom:10px;background:#fff;overflow:hidden;transition:.2s}
.faq-item:hover{box-shadow:0 2px 12px rgba(0,0,0,.04)}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;padding:16px 20px;border:none;background:transparent;font-size:14px;font-weight:600;cursor:pointer;text-align:left;font-family:inherit;color:var(--text-dark)}
.faq-icon{width:18px;height:18px;transition:.3s;flex-shrink:0}.faq-icon svg{width:100%;height:100%}
.faq-item.open .faq-icon{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s}
.faq-item.open .faq-a{max-height:300px}
.faq-a-inner{padding:0 20px 16px;font-size:13.5px;color:var(--text-light);line-height:1.65}

/* ── FOUNDER V2 ── */
.founder-v2{padding:80px var(--section-px)}
.fv2-container{display:grid;grid-template-columns:1fr 1.2fr;gap:48px;align-items:start;max-width:1000px;margin:0 auto}
.fv2-photo-frame{position:relative;border-radius:20px;overflow:hidden;box-shadow:var(--shadow-lg)}
.fv2-photo{width:100%;display:block;border-radius:20px}
.fv2-eyebrow{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:2.5px;color:var(--green);margin-bottom:6px;display:block}
.fv2-name{font-family:'Playfair Display',serif;font-size:34px;margin-bottom:4px}
.fv2-title{font-size:13px;color:var(--text-light);margin-bottom:14px}
.fv2-bio{font-size:14px;color:var(--text-mid);margin-bottom:22px;line-height:1.65}
.fv2-stats{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:22px}
.fv2-stat{background:var(--off-white);border:1px solid var(--border);border-radius:12px;padding:14px;text-align:center}
.fv2-stat-highlight{background:var(--green-pale);border-color:var(--green)}
.fv2-stat-accent{grid-column:span 2}
.fv2-stat-val{display:block;font-size:18px;font-weight:700;color:var(--green)}
.fv2-stat-lbl{font-size:11px;color:var(--text-light)}.fv2-stat-icon{font-size:22px;display:block;margin-bottom:4px}
.fv2-badges{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:22px}
.fv2-badge{padding:4px 12px;background:var(--green-pale);color:var(--green);border-radius:50px;font-size:11px;font-weight:500}
.fv2-cta{display:flex;gap:10px;flex-wrap:wrap}
.fv2-mindset{margin-top:22px}
.fv2-mindset-label{display:flex;align-items:center;gap:6px;font-size:12px;font-weight:600;color:var(--green);margin-bottom:8px}
.fv2-quote{font-family:'Playfair Display',serif;font-size:15px;color:var(--text-mid);line-height:1.6;border-left:3px solid var(--green);padding-left:16px;font-style:italic}

/* ══════════════════════════════════
   CONTACT + FORMS — PROFESSIONAL
   ══════════════════════════════════ */
.contact-section{padding:80px var(--section-px)}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start;max-width:var(--max-w);margin:0 auto}
.contact-info h3{font-size:22px;font-family:'Playfair Display',serif;margin-bottom:12px}
.contact-info p{font-size:14px;color:var(--text-light);margin-bottom:22px;line-height:1.6}
.contact-detail{display:flex;gap:12px;margin-bottom:18px;align-items:flex-start}
.contact-detail-icon{width:40px;height:40px;min-width:40px;background:var(--green-pale);border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;color:var(--green)}
.contact-detail-icon svg{width:18px;height:18px}
.contact-detail h4{font-size:13px;margin-bottom:2px}.contact-detail p{font-size:12.5px;color:var(--text-light);margin:0}

/* Form Card */
.contact-form{
    background:var(--off-white);border:1px solid var(--border);
    border-radius:20px;padding:32px 28px;
    box-shadow:var(--shadow);
}
.contact-form h3{font-size:19px;margin-bottom:20px;font-weight:600}
.form-2col{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form-row{margin-bottom:14px}
.form-row label{display:block;font-size:12px;font-weight:600;margin-bottom:6px;color:var(--text-mid);text-transform:uppercase;letter-spacing:.5px}
.form-row input,.form-row select,.form-row textarea{
    width:100%;padding:11px 14px;
    border:1px solid var(--border);border-radius:var(--radius-sm);
    font-size:14px;font-family:inherit;
    outline:none;transition:border-color .2s,box-shadow .2s;
    background:#fff;
}
.form-row input:focus,.form-row select:focus,.form-row textarea:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(26,107,58,.08)}
.form-row textarea{resize:vertical;min-height:80px}
.form-note{font-size:11px;color:var(--text-light);margin-top:10px;text-align:center}
.form-success-bar{background:var(--green-pale);color:var(--green);padding:12px 16px;border-radius:var(--radius-sm);margin-bottom:14px;font-weight:500;font-size:13px}
.honeypot-field{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.form-error{font-size:11px;color:#c62828;margin-top:4px}
.has-error input,.has-error select,.has-error textarea{border-color:#c62828}

/* Consult */
.consult-section{padding:80px var(--section-px);background:var(--off-white)}
.consult-wrap{max-width:550px;margin:0 auto}

/* ── PARTNER ── */
.partner-section{padding:80px var(--section-px)}
.partner-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;max-width:var(--max-w);margin:0 auto}
.partner-benefits{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.partner-benefit{background:var(--off-white);border:1px solid var(--border);border-radius:14px;padding:18px;text-align:center;transition:.2s}
.partner-benefit:hover{box-shadow:var(--shadow)}
.pb-icon{font-size:26px;margin-bottom:6px}
.partner-benefit h4{font-size:14px;margin-bottom:4px;font-weight:600}
.partner-benefit p{font-size:12px;color:var(--text-light);line-height:1.5}

/* ── CTA BANNER ── */
.cta-banner{background:var(--green);color:#fff;padding:60px var(--section-px);text-align:center}
.cta-banner h2{font-family:'Playfair Display',serif;font-size:clamp(24px,3.5vw,36px);margin-bottom:12px}
.cta-banner p{font-size:15px;opacity:.88;margin-bottom:24px}

/* ── FOOTER ── */
footer{background:#0a2416;color:rgba(255,255,255,.65);padding:70px var(--section-px) 30px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;max-width:var(--max-w);margin:0 auto}
.footer-brand p{font-size:13px;margin-bottom:12px;line-height:1.6}
.sebi-note{font-size:10px;opacity:.5;line-height:1.5}
.footer-col h4{color:#fff;margin-bottom:16px;font-size:14px}
.footer-col ul li{margin-bottom:8px}
.footer-col ul li a{color:rgba(255,255,255,.65);font-size:13px;transition:.2s}
.footer-col ul li a:hover{color:#fff}
.footer-bottom{margin-top:48px;padding-top:20px;border-top:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;font-size:12px;flex-wrap:wrap;gap:10px;max-width:var(--max-w);margin-left:auto;margin-right:auto}
.footer-logo-img{height:44px;width:auto;margin-bottom:14px}

/* Newsletter */
.newsletter-section{margin-top:20px}
.newsletter-section h4{color:#fff;margin-bottom:6px;font-size:14px}
.newsletter-section p{font-size:12px;margin-bottom:8px}
.newsletter-form{display:flex;gap:6px}
.newsletter-input{flex:1;padding:9px 14px;border-radius:8px;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.05);color:#fff;font-size:12px;outline:none}
.newsletter-btn{padding:9px 16px;background:var(--green);color:#fff;border:none;border-radius:8px;font-weight:600;cursor:pointer;font-size:12px}

/* ── WHATSAPP FLOAT ── */
.whatsapp-float{position:fixed;bottom:24px;right:24px;width:54px;height:54px;border-radius:50%;background:#25D366;color:#fff;display:flex;align-items:center;justify-content:center;z-index:999;box-shadow:0 4px 14px rgba(0,0,0,.2);transition:.2s}
.whatsapp-float:hover{transform:scale(1.08)}
.whatsapp-float svg{width:26px;height:26px;fill:#fff}

/* ── MOBILE STICKY CTA ── */
.mobile-sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:9998;background:#0a2416;padding:10px 16px;gap:8px}
.mobile-sticky-cta a{flex:1;text-align:center;padding:11px;border-radius:8px;font-weight:600;font-size:13px}
.cta-call{background:var(--green);color:#fff}
.cta-whatsapp{background:#25D366;color:#fff}

/* ── BACK TO TOP ── */
.back-to-top{position:fixed;bottom:90px;right:24px;width:42px;height:42px;border-radius:50%;background:var(--green);color:#fff;border:none;cursor:pointer;opacity:0;transform:translateY(20px);transition:.3s;z-index:998;display:flex;align-items:center;justify-content:center}
.back-to-top.visible{opacity:1;transform:translateY(0)}
.back-to-top svg{width:18px;height:18px;fill:none;stroke:#fff;stroke-width:2.5}

/* ── PRELOADER ── */
.preloader{position:fixed;inset:0;background:#fff;z-index:999999;display:flex;align-items:center;justify-content:center;transition:opacity .4s}
.preloader.loaded{opacity:0;pointer-events:none}
.preloader-spinner{width:36px;height:36px;border:4px solid var(--border);border-top-color:var(--green);border-radius:50%;animation:spin .7s linear infinite}

/* ── SCROLL PROGRESS ── */
.scroll-progress{position:fixed;top:0;left:0;height:3px;background:var(--gold);z-index:99999;width:0%;transition:width .1s}

/* ── SKIP LINK ── */
.skip-to-content{position:absolute;top:-100px;left:10px;background:var(--green);color:#fff;padding:10px 20px;border-radius:0 0 8px 8px;z-index:999999;font-weight:600;transition:top .3s}
.skip-to-content:focus{top:0}

/* UC Banner */
.uc-banner{background:var(--gold);color:#fff;text-align:center;padding:8px;font-size:13px;position:fixed;top:0;left:0;right:0;z-index:99999}
.uc-spacer{height:36px}

/* ── REVEAL ANIMATIONS ── */
.reveal,.reveal-left,.reveal-right,.reveal-scale{opacity:0;transform:translateY(24px);transition:opacity .5s,transform .5s}
.reveal.active,.reveal-left.active,.reveal-right.active,.reveal-scale.active{opacity:1;transform:translateY(0)}
.reveal-stagger .why-card,.reveal-stagger .service-card,.reveal-stagger .scheme-card,.reveal-stagger .partner-benefit{opacity:0;transform:translateY(16px);transition:opacity .35s,transform .35s}

/* Section Anchor */
.section-anchor{display:block;height:0;margin-top:-80px;padding-top:80px;visibility:hidden}

/* Book Section */
.book-section{padding:80px var(--section-px);background:#071c39;color:#fff}
.book-placeholder{max-width:600px;margin:28px auto 0;background:rgba(255,255,255,.03);border:2px dashed rgba(200,168,78,.18);border-radius:20px;padding:50px 28px;text-align:center;color:rgba(255,255,255,.35)}
.book-placeholder i{font-size:36px;margin-bottom:12px;display:block;color:rgba(200,168,78,.35)}

/* ══════════════════════════
   RESPONSIVE BREAKPOINTS
   ══════════════════════════ */
@media(max-width:992px){
    .nav-links,.nav-cta,.desktop-nav{display:none}
    .hamburger,.mobile-toggle{display:flex}
    .goal-panel.active{grid-template-columns:1fr}
    .fv2-container{grid-template-columns:1fr}
    .contact-grid{grid-template-columns:1fr}
    .partner-grid{grid-template-columns:1fr}
    .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
    .hero{padding:60px var(--section-px);min-height:auto}
    .section-title{font-size:28px}
    .footer-grid{grid-template-columns:1fr}
    .stats-grid{grid-template-columns:1fr 1fr}
    .testi-grid{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;gap:14px;padding-bottom:10px}
    .testi-card{min-width:85vw;scroll-snap-align:start;flex-shrink:0}
    .mobile-sticky-cta{display:flex}
    .whatsapp-float{bottom:76px}
    .back-to-top{bottom:136px}
    .form-2col{grid-template-columns:1fr}
    .calc-result{grid-template-columns:1fr}
    .calculator-box{padding:28px 20px}
    .fv2-stats{grid-template-columns:1fr}
    .fv2-stat-accent{grid-column:span 1}
    .founder-stats{flex-direction:column;gap:10px}
    .contact-form{padding:24px 20px}
}
@media(max-width:480px){
    .hero h1{font-size:28px}
    .section-title{font-size:24px}
    .hero-btns{flex-direction:column}
    .goal-cards{grid-template-columns:1fr}
    .goal-stat-card.highlight-card{grid-column:span 1}
    .partner-benefits{grid-template-columns:1fr}
    .scheme-grid{grid-template-columns:1fr}
    .blog-cards-v2{grid-template-columns:1fr}
}
/* ==========================================
   GOLD HIGHLIGHT — homepage dark only
   ========================================== */
body.home-dark .section-title span,
body.home-dark h1 span,
body.home-dark h2 span,
body.home-dark h3 span {
  color: #D4AF37 !important;
}


/* ==========================================
   DIVIDEND TABLE FINAL STYLING
   ========================================== */
.dividend-table {
  width: 100%;
  border-collapse: collapse;
  background: #102946;
  border: 1px solid rgba(212,175,55,0.2);
}

.dividend-table th {
  background: #123A63;
  color: #ffffff;
  padding: 12px;
  text-align: left;
  font-weight: 600;
  border-bottom: 1px solid rgba(212,175,55,0.2);
}

.dividend-table td {
  padding: 12px;
  color: #C9D6E5;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}

.dividend-table tr:hover td {
  background: rgba(255,255,255,0.03);
}

.gold {
  color: #D4AF37 !important;
  font-weight: 600;
}

.status-upcoming {
  color: #28896A;
  font-weight: 600;
}

/* Note: .status-paid is defined globally above (green badge).
   For dividend table paid rows use .dividend-table .status-paid */
.dividend-table .status-paid {
  color: #EF5350;
  font-weight: 600;
}

/* ==========================================
   DROPDOWN HOVER FIX (FINAL – NO OTHER CHANGE)
   ========================================== */

.dropdown {
  position: relative;
}

.dropdown-menu {
  top: 100%;
  margin-top: 0 !important;
}

.dropdown:hover .dropdown-menu,
.dropdown-menu:hover {
  display: block;
}

.dropdown::before {
  content: "";
  position: absolute;
  top: 100%;
  left: 0;
  width: 100%;
  height: 20px;
}


/* =========================================================
   HOMEPAGE DARK THEME — SAFE (NO OTHER PAGE IMPACT)
   ========================================================= */
body.home-dark .services {
    background:#0d2238 !important;
}

body.home-dark .service-card {
    background:#102946 !important;
}

body.home-dark .why-card,
body.home-dark .scheme-card,
body.home-dark .goal-stat-card {
    background:#102946 !important;
}

body.home-dark .service-icon,
body.home-dark .why-icon {
    color:#D4AF37 !important;
}

body.home-dark .service-icon svg,
body.home-dark .why-icon svg {
    stroke:#D4AF37 !important;
}

body.home-dark .hero h1,
body.home-dark .hero h2,
body.home-dark .hero h3 {
    color:#ffffff !important;
}


body.home-dark p {
    color:#C9D6E5 !important;
}

body.home-dark nav {
    background:#0b1a2e !important;
}

body.home-dark .trust-bar {
    background:#071c39 !important;
    color:#D4AF37 !important;
}
.market-insights .section-header {
    margin-bottom: 20px;
}
/* ===== MOBILE INPUT ZOOM FIX (iOS) ===== */
@media (max-width: 768px) {
    .form-row input,
    .form-row select,
    .form-row textarea {
        font-size: 16px; /* prevents iOS Safari auto-zoom on focus */
    }
}

/* ========================================================================
   BLOCK 1: FORCE DESKTOP LAYOUT ON ALL DEVICES
   ======================================================================== */

.hamburger, .mobile-toggle, .mobile-menu,
.mobile-sticky-cta, .mobile-nav {
  display: none !important;
}
.nav-links, .nav-cta, .desktop-nav {
  display: flex !important;
}

.hero {
  display: flex !important;
  flex-wrap: nowrap !important;
  align-items: center !important;
  padding: 100px var(--section-px) !important;
  min-height: 85vh !important;
}
.hero-content {
  flex: 0 0 55% !important;
  min-width: 500px !important;
  max-width: 620px !important;
}
.hero-visual {
  flex: 0 0 40% !important;
  min-width: 350px !important;
  margin-left: auto !important;
}

@media (max-width: 992px) {
  .hamburger,.mobile-toggle,.mobile-menu,.mobile-sticky-cta,.mobile-nav { display: none !important; }
  .nav-links,.nav-cta,.desktop-nav { display: flex !important; }
  .hero { flex-wrap: nowrap !important; }
  .hero-content { flex: 0 0 55% !important; min-width: 500px !important; }
  .hero-visual { flex: 0 0 40% !important; min-width: 350px !important; }
  .goal-panel.active { grid-template-columns: 1fr 1fr !important; }
  .fv2-container { grid-template-columns: 1fr 1.2fr !important; }
  .contact-grid { grid-template-columns: 1fr 1fr !important; }
  .partner-grid { grid-template-columns: 1fr 1fr !important; }
  .footer-grid { grid-template-columns: 2fr 1fr 1fr 1fr !important; }
  .mi-layout { grid-template-columns: 1fr 340px !important; }
}
@media (max-width: 900px) {
  .mi-layout { grid-template-columns: 1fr 340px !important; }
}
@media (max-width: 768px) {
  .hamburger,.mobile-toggle,.mobile-menu,.mobile-sticky-cta,.mobile-nav { display: none !important; }
  .nav-links,.nav-cta,.desktop-nav { display: flex !important; }
  .hero { flex-wrap: nowrap !important; padding: 100px var(--section-px, 5vw) !important; min-height: 85vh !important; }
  .hero-content { flex: 0 0 55% !important; min-width: 500px !important; }
  .hero-visual { flex: 0 0 40% !important; min-width: 350px !important; }
  .section-title { font-size: clamp(28px, 4vw, 42px) !important; }
  .footer-grid { grid-template-columns: 2fr 1fr 1fr 1fr !important; }
  .stats-grid { grid-template-columns: 1fr 1fr !important; }
  .testi-grid { display: grid !important; overflow-x: visible !important; scroll-snap-type: none !important; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)) !important; }
  .testi-card { min-width: unset !important; flex-shrink: 1 !important; }
  .whatsapp-float { bottom: 24px !important; }
  .back-to-top { bottom: 90px !important; }
  .form-2col { grid-template-columns: 1fr 1fr !important; }
  .calc-result { grid-template-columns: 1fr 1fr 1fr !important; }
  .calculator-box { padding: 40px 36px !important; }
  .fv2-stats { grid-template-columns: 1fr 1fr !important; }
  .fv2-stat-accent { grid-column: span 2 !important; }
  .founder-stats { flex-direction: row !important; gap: 20px !important; }
  .contact-form { padding: 32px 28px !important; }
  .form-row input,.form-row select,.form-row textarea { font-size: 14px !important; }
  .hero-btns { flex-direction: row !important; }
  .goal-cards { grid-template-columns: 1fr 1fr !important; }
  .partner-benefits { grid-template-columns: 1fr 1fr !important; }
  .scheme-grid { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)) !important; }
  .blog-cards-v2 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)) !important; }
  .fv2-container { grid-template-columns: 1fr 1.2fr !important; }
  .contact-grid { grid-template-columns: 1fr 1fr !important; }
  .mi-layout { grid-template-columns: 1fr 340px !important; }
}
@media (max-width: 480px) {
  .hamburger,.mobile-toggle,.mobile-menu,.mobile-sticky-cta,.mobile-nav { display: none !important; }
  .nav-links,.nav-cta,.desktop-nav { display: flex !important; }
  .hero { flex-wrap: nowrap !important; }
  .hero-content { flex: 0 0 55% !important; min-width: 500px !important; }
  .hero-visual { flex: 0 0 40% !important; min-width: 350px !important; }
  .hero h1 { font-size: clamp(36px, 5vw, 58px) !important; }
  .hero-btns { flex-direction: row !important; }
  .goal-cards { grid-template-columns: 1fr 1fr !important; }
  .goal-stat-card.highlight-card { grid-column: span 2 !important; }
  .partner-benefits { grid-template-columns: 1fr 1fr !important; }
  .scheme-grid { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)) !important; }
  .blog-cards-v2 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)) !important; }
  .footer-grid { grid-template-columns: 2fr 1fr 1fr 1fr !important; }
  .stats-grid { grid-template-columns: 1fr 1fr !important; }
  .section-title { font-size: clamp(28px, 4vw, 42px) !important; }
  .calc-result { grid-template-columns: 1fr 1fr 1fr !important; }
  .form-2col { grid-template-columns: 1fr 1fr !important; }
  .fv2-container { grid-template-columns: 1fr 1.2fr !important; }
  .fv2-stats { grid-template-columns: 1fr 1fr !important; }
  .contact-grid { grid-template-columns: 1fr 1fr !important; }
  .mi-layout { grid-template-columns: 1fr 340px !important; }
  .goal-panel.active { grid-template-columns: 1fr 1fr !important; }
  .founder-stats { flex-direction: row !important; gap: 20px !important; }
  .testi-grid { display: grid !important; overflow-x: visible !important; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)) !important; }
  .testi-card { min-width: unset !important; }
}


/* ========================================================================
   BLOCK 2: UNIVERSAL DARK BLUE + GOLDEN THEME
   Navy #071c39 | Alt #0d2238 | Card #102946 | Gold #D4AF37
   ======================================================================== */

body { background: #071c39 !important; color: #C9D6E5 !important; }
::selection { background: rgba(212,175,55,0.3) !important; color: #fff !important; }
::-webkit-scrollbar { width: 8px; }
::-webkit-scrollbar-track { background: #071c39; }
::-webkit-scrollbar-thumb { background: #1a3a5c; border-radius: 4px; }
::-webkit-scrollbar-thumb:hover { background: #D4AF37; }
.scroll-progress { background: #D4AF37 !important; }

.main-header, nav {
  background: rgba(11,26,46,0.97) !important;
  border-bottom: 1px solid rgba(212,175,55,0.12) !important;
  box-shadow: 0 1px 8px rgba(0,0,0,0.2) !important;
}
.desktop-nav ul li a, .nav-links li a { color: #C9D6E5 !important; }
.desktop-nav ul li a:hover, .nav-links li a:hover { background: rgba(212,175,55,0.1) !important; color: #D4AF37 !important; }
.nav-cta .btn-outline { border-color: #D4AF37 !important; color: #D4AF37 !important; background: transparent !important; }
.nav-cta .btn-outline:hover { background: rgba(212,175,55,0.1) !important; }
.nav-cta .btn-primary { background: #D4AF37 !important; color: #071c39 !important; }
.nav-cta .btn-primary:hover { background: #e0c04a !important; }
.dropdown-menu { background: #102946 !important; border: 1px solid rgba(212,175,55,0.15) !important; box-shadow: 0 12px 40px rgba(0,0,0,0.3) !important; }
.dropdown-menu li a { color: #C9D6E5 !important; }
.dropdown-menu li a:hover { background: rgba(212,175,55,0.1) !important; color: #D4AF37 !important; }
.search-btn { color: #D4AF37 !important; }
.search-btn:hover { background: rgba(212,175,55,0.1) !important; }

.trust-bar { background: #0b1a2e !important; color: #D4AF37 !important; border-bottom: 1px solid rgba(212,175,55,0.1) !important; }
.trust-bar strong { color: #D4AF37 !important; }
.trust-dot { color: rgba(212,175,55,0.35) !important; }
.reg-pending { color: rgba(212,175,55,0.8) !important; }

.why-us, .market-insights, .testimonials, .founder-v2,
.contact-section, .consult-section, .calculator-section, .book-section { background: #071c39 !important; }
.services, .goals, .schemes-section, .faq-section,
.team, .partner-section { background: #0d2238 !important; }

h1, h2, h3, h4, h5, h6,
.section-title, .fv2-name, .why-card h3,
.service-card h3, .scheme-name, .blog-title-v2,
.team-info h3, .goal-text h3, .contact-info h3,
.contact-form h3, .faq-q, .partner-benefit h4,
.ins-panel-header h3 { color: #ffffff !important; }

.section-label, .fv2-eyebrow, .blog-category-v2 { color: #D4AF37 !important; }

p, .section-sub, .why-card p, .service-card p,
.scheme-type, .team-info p, .testi-card p,
.faq-a-inner, .goal-text p, .contact-info p,
.contact-detail p, .blog-desc-v2, .partner-benefit p,
.fv2-bio, .fv2-title, .fv2-quote, .calc-note,
.form-note, .scheme-disclaimer, .testi-disclaimer,
.ca-sub, .contact-detail h4 { color: #C9D6E5 !important; }

.role { color: #D4AF37 !important; }

.ret-period, .gs-lbl, .gs-sub, .res-lbl,
.fv2-stat-lbl, .f-stat-lbl, .testi-city,
.sebi-note, .ca-refresh-bar span, .qr-count,
.scheme-meta, .scheme-meta span { color: #8fa8c8 !important; }

.why-card, .service-card, .scheme-card,
.blog-card-v2, .team-card, .testi-card,
.faq-item, .goal-stat-card, .partner-benefit,
.calculator-box, .contact-form, .fv2-stat,
.fv2-photo-frame {
  background: #102946 !important;
  border-color: rgba(212,175,55,0.15) !important;
  color: #C9D6E5 !important;
}
.why-card:hover, .service-card:hover, .scheme-card:hover,
.blog-card-v2:hover, .partner-benefit:hover { box-shadow: 0 8px 30px rgba(0,0,0,0.3) !important; }

.faq-item { background: #102946 !important; border-color: rgba(212,175,55,0.15) !important; }
.faq-item:hover { box-shadow: 0 2px 12px rgba(0,0,0,0.2) !important; }
.faq-q { background: transparent !important; color: #ffffff !important; }
.faq-icon svg { stroke: #D4AF37 !important; }

.goal-stat-card.highlight-card { background: #D4AF37 !important; color: #071c39 !important; border-color: #D4AF37 !important; }
.goal-stat-card.highlight-card .gs-lbl,
.goal-stat-card.highlight-card .gs-sub,
.goal-stat-card.highlight-card .gs-val-big,
.goal-stat-card.highlight-card .gs-val { color: #071c39 !important; }
.gs-val, .gs-val-big { color: #D4AF37 !important; }

.why-icon, .service-icon, .contact-detail-icon { color: #D4AF37 !important; }
.why-icon svg, .service-icon svg, .contact-detail-icon svg { stroke: #D4AF37 !important; }
.contact-detail-icon { background: rgba(212,175,55,0.15) !important; }

a { color: #D4AF37 !important; }
.service-card .link { color: #D4AF37 !important; }
.service-card .link:hover { color: #e0c04a !important; }
.team-info a, .faq-a-inner a, .contact-info a { color: #D4AF37 !important; text-decoration: underline !important; }

.hero h1, .hero p, .hero em { color: #fff !important; }
.hero p { opacity: 0.88 !important; }
.hero .hero-badge { background: rgba(212,175,55,0.15) !important; border-color: rgba(212,175,55,0.3) !important; color: #D4AF37 !important; }

.btn-primary { background: #D4AF37 !important; color: #071c39 !important; border: none !important; }
.btn-primary:hover { background: #e0c04a !important; box-shadow: 0 6px 20px rgba(212,175,55,0.3) !important; }
.btn-outline { border: 2px solid #D4AF37 !important; color: #D4AF37 !important; background: transparent !important; }
.btn-outline:hover { background: rgba(212,175,55,0.1) !important; }
.btn-white { background: #D4AF37 !important; color: #071c39 !important; }
.btn-white:hover { background: #e0c04a !important; }
.btn-ghost { border: 2px solid rgba(212,175,55,0.5) !important; color: #D4AF37 !important; }
.btn-ghost:hover { border-color: #D4AF37 !important; background: rgba(212,175,55,0.07) !important; }
.scheme-invest-btn { background: #D4AF37 !important; color: #071c39 !important; }
.scheme-invest-btn:hover { background: #e0c04a !important; }
.newsletter-btn { background: #D4AF37 !important; color: #071c39 !important; }

.goal-tab, .scheme-filter-btn, .ins-tab, .ca-cat-tab {
  background: #102946 !important; border-color: rgba(212,175,55,0.15) !important; color: #C9D6E5 !important;
}
.goal-tab.active, .scheme-filter-btn.active,
.ins-tab.active, .ca-cat-tab.active {
  background: #D4AF37 !important; color: #071c39 !important; border-color: #D4AF37 !important;
}

.cert-badge, .fv2-badge, .scheme-badge, .badge-equity,
.badge-debt, .badge-hybrid, .badge-elss, .badge-postoffice,
.ca-type-badge, .badge-div, .badge-bonus,
.badge-split, .badge-rights, .live-badge { background: rgba(212,175,55,0.15) !important; color: #D4AF37 !important; }
.badge-status.status-paid { background: rgba(74,222,128,0.15) !important; color: #4ade80 !important; }
.badge-status.status-miss { background: rgba(248,113,113,0.15) !important; color: #f87171 !important; }
.badge-status.status-inline { background: rgba(251,191,36,0.15) !important; color: #fbbf24 !important; }
.scheme-highlight { background: rgba(212,175,55,0.1) !important; color: #D4AF37 !important; }

.ret-val { color: #4ade80 !important; }
.growth-pos { color: #4ade80 !important; }
.growth-neg { color: #f87171 !important; }

.insights-table { background: #102946 !important; }
.insights-table th { background: #123A63 !important; color: #fff !important; border-bottom: 1px solid rgba(212,175,55,0.2) !important; }
.insights-table td { color: #C9D6E5 !important; border-bottom: 1px solid rgba(255,255,255,0.05) !important; }
.insights-table tr:hover td { background: rgba(255,255,255,0.03) !important; }
.insights-table-wrap { border-color: rgba(212,175,55,0.15) !important; }

.form-row input, .form-row select, .form-row textarea,
.ca-search-input, .qr-search-input, .newsletter-input, .search-input {
  background: #0d2238 !important; border: 1px solid rgba(212,175,55,0.2) !important; color: #ffffff !important;
}
.form-row input:focus, .form-row select:focus,
.form-row textarea:focus, .ca-search-input:focus,
.qr-search-input:focus, .search-input:focus {
  border-color: #D4AF37 !important; box-shadow: 0 0 0 3px rgba(212,175,55,0.12) !important;
}
.form-row input::placeholder, .form-row textarea::placeholder,
.ca-search-input::placeholder, .qr-search-input::placeholder,
.newsletter-input::placeholder, .search-input::placeholder { color: #5a7a9a !important; }
.form-row label { color: #C9D6E5 !important; }
.form-success-bar { background: rgba(74,222,128,0.12) !important; color: #4ade80 !important; }
.form-row select option { background: #102946 !important; color: #C9D6E5 !important; }

.calculator-box::before { background: linear-gradient(90deg, #D4AF37, #e0c04a, #D4AF37) !important; }
.calc-row label { color: #C9D6E5 !important; }
.calc-row label span { color: #D4AF37 !important; background: rgba(212,175,55,0.15) !important; }
.calc-row input[type=range] { accent-color: #D4AF37 !important; background: #1a3a5c !important; }
.calc-row input[type=range]::-webkit-slider-thumb {
  background: #D4AF37 !important; border-color: #071c39 !important;
  box-shadow: 0 2px 8px rgba(212,175,55,0.3) !important;
}
.calc-result > div { background: #0d2238 !important; border-color: rgba(212,175,55,0.15) !important; }
.res-val { color: #D4AF37 !important; }

.stars { color: #D4AF37 !important; }
.testi-avatar { background: #D4AF37 !important; color: #071c39 !important; }
.testi-name { color: #ffffff !important; }
.testi-dot { background: #1a3a5c !important; }
.testi-dot.active { background: #D4AF37 !important; }

.team-avatar { border-color: rgba(212,175,55,0.3) !important; }
.initials { background: rgba(212,175,55,0.15) !important; color: #D4AF37 !important; }
.f-stat-val, .fv2-stat-val { color: #D4AF37 !important; }
.fv2-stat-highlight { background: rgba(212,175,55,0.08) !important; border-color: rgba(212,175,55,0.25) !important; }
.fv2-mindset-label { color: #D4AF37 !important; }
.fv2-mindset-label svg { stroke: #D4AF37 !important; }
.fv2-quote { border-left-color: #D4AF37 !important; }
.founder-stats { color: #C9D6E5 !important; }
.pb-icon { color: #D4AF37 !important; }

.cta-banner { background: linear-gradient(135deg, #D4AF37, #b8941f) !important; color: #071c39 !important; }
.cta-banner h2, .cta-banner p { color: #071c39 !important; }
.cta-banner .btn-white { background: #071c39 !important; color: #D4AF37 !important; }
.cta-banner .btn-white:hover { background: #0d2238 !important; }
.cta-banner .btn-ghost { border-color: rgba(7,28,57,0.5) !important; color: #071c39 !important; }
.cta-banner .btn-ghost:hover { background: rgba(7,28,57,0.1) !important; border-color: #071c39 !important; }
.cta-banner .btn-ghost svg { fill: #071c39 !important; }

.blog-body-v2 { background: #102946 !important; }
.blog-chevron-v2 polygon { fill: #102946 !important; }
.blog-btn-v2 { color: #D4AF37 !important; }

.hero .stat-card { background: rgba(212,175,55,0.08) !important; border-color: rgba(212,175,55,0.18) !important; }
.hero .stat-card.highlight { background: rgba(212,175,55,0.15) !important; border-color: rgba(212,175,55,0.3) !important; }
.hero .stat-card .num { color: #D4AF37 !important; }
.hero .stat-card .lbl { color: rgba(255,255,255,0.75) !important; }

.hero .btn-white { background: #D4AF37 !important; color: #071c39 !important; }
.hero .btn-white:hover { background: #e0c04a !important; }
.hero .btn-ghost { border-color: rgba(212,175,55,0.5) !important; color: #D4AF37 !important; }
.hero .btn-ghost:hover { border-color: #D4AF37 !important; background: rgba(212,175,55,0.07) !important; }

.ca-segment-header, .ca-segment-header h4 { color: #ffffff !important; }
.ca-empty { color: #8fa8c8 !important; }
.ca-loading { color: #8fa8c8 !important; }
.ca-spinner { border-color: #1a3a5c !important; border-top-color: #D4AF37 !important; }
#liveTicker { background: #102946 !important; border: 1px solid rgba(212,175,55,0.12) !important; }

footer { background: #050f1a !important; border-top: 1px solid rgba(212,175,55,0.1) !important; }
.footer-col h4 { color: #D4AF37 !important; }
.footer-col ul li a { color: rgba(255,255,255,0.6) !important; }
.footer-col ul li a:hover { color: #D4AF37 !important; }
.footer-bottom { border-top-color: rgba(212,175,55,0.1) !important; color: #8fa8c8 !important; }
.newsletter-section h4 { color: #D4AF37 !important; }
.newsletter-section p { color: #8fa8c8 !important; }

.preloader { background: #071c39 !important; }
.preloader-spinner { border-color: #1a3a5c !important; border-top-color: #D4AF37 !important; }

.back-to-top { background: #D4AF37 !important; color: #071c39 !important; }
.back-to-top svg { stroke: #071c39 !important; }

.whatsapp-float { box-shadow: 0 4px 14px rgba(0,0,0,0.4) !important; }

.uc-banner { background: #D4AF37 !important; color: #071c39 !important; }

.section-title span, h1 span, h2 span, h3 span { color: #D4AF37 !important; }
.gold { color: #D4AF37 !important; }


/* ========================================================================
   BLOCK 3: COOKIE BAR STYLING
   ======================================================================== */
.ds-cookie-bar {
  position: fixed !important;
  bottom: 0 !important;
  left: 0 !important;
  right: 0 !important;
  z-index: 99999 !important;
  background: #0b1a2e !important;
  border-top: 1px solid rgba(212,175,55,0.2) !important;
  box-shadow: 0 -4px 20px rgba(0,0,0,0.3) !important;
  padding: 0 !important;
  transition: transform 0.4s ease, opacity 0.4s ease !important;
}

.ds-cookie-container {
  max-width: 1200px !important;
  margin: 0 auto !important;
  padding: 18px 28px !important;
  display: flex !important;
  align-items: center !important;
  justify-content: space-between !important;
  gap: 24px !important;
  flex-wrap: wrap !important;
}

.ds-cookie-text {
  flex: 1 !important;
  font-size: 13.5px !important;
  color: #C9D6E5 !important;
  line-height: 1.6 !important;
  min-width: 300px !important;
}

.ds-cookie-actions {
  display: flex !important;
  gap: 10px !important;
  flex-shrink: 0 !important;
  align-items: center !important;
}

.ds-btn {
  padding: 10px 22px !important;
  border-radius: 8px !important;
  font-size: 13px !important;
  font-weight: 600 !important;
  cursor: pointer !important;
  transition: all 0.2s !important;
  white-space: nowrap !important;
  font-family: inherit !important;
}

.ds-btn-primary {
  background: #D4AF37 !important;
  color: #071c39 !important;
  border: none !important;
}
.ds-btn-primary:hover {
  background: #e0c04a !important;
  transform: translateY(-1px) !important;
  box-shadow: 0 4px 12px rgba(212,175,55,0.3) !important;
}

.ds-btn-secondary {
  background: transparent !important;
  color: #D4AF37 !important;
  border: 1.5px solid rgba(212,175,55,0.4) !important;
}
.ds-btn-secondary:hover {
  background: rgba(212,175,55,0.08) !important;
  border-color: #D4AF37 !important;
}

.ds-btn-outline {
  background: transparent !important;
  color: #C9D6E5 !important;
  border: 1.5px solid rgba(255,255,255,0.15) !important;
}
.ds-btn-outline:hover {
  border-color: rgba(255,255,255,0.3) !important;
  color: #fff !important;
}


/* ========================================================================
   BLOCK 4: FORCE ALL REVEAL ANIMATIONS TO VISIBLE
   Fixes services.php, schemes.php, and all sub-pages where the
   IntersectionObserver JS from index.php doesn't exist.
   ======================================================================== */

.reveal,
.reveal-left,
.reveal-right,
.reveal-scale {
  opacity: 1 !important;
  transform: none !important;
}

.reveal-stagger .why-card,
.reveal-stagger .service-card,
.reveal-stagger .scheme-card,
.reveal-stagger .blog-card,
.reveal-stagger .blog-card-v2,
.reveal-stagger .partner-logo,
.reveal-stagger .partner-benefit,
.reveal-stagger .team-card,
.reveal-stagger .testi-card,
.reveal-stagger .faq-item,
.reveal-stagger .goal-stat-card {
  opacity: 1 !important;
  transform: none !important;
}


/* ========================================================================
   SCROLLABLE GAINERS & LOSERS — Show 5 stocks, scroll for rest
   ======================================================================== */

.mi-stock-list,
.ins-panel-body,
.gainers-list,
.losers-list {
  max-height: 320px !important;
  overflow-y: auto !important;
  overflow-x: hidden !important;
  padding-right: 4px !important;
}

.mi-stock-list::-webkit-scrollbar,
.ins-panel-body::-webkit-scrollbar {
  width: 5px !important;
}
.mi-stock-list::-webkit-scrollbar-track,
.ins-panel-body::-webkit-scrollbar-track {
  background: #0d2238 !important;
  border-radius: 3px !important;
}
.mi-stock-list::-webkit-scrollbar-thumb,
.ins-panel-body::-webkit-scrollbar-thumb {
  background: #1a3a5c !important;
  border-radius: 3px !important;
}
.mi-stock-list::-webkit-scrollbar-thumb:hover,
.ins-panel-body::-webkit-scrollbar-thumb:hover {
  background: #D4AF37 !important;
}


/* ═══════════════════════════════════════════════════════
   DS WEALTH ADVISORS — NEW SECTIONS (added by update)
   Do NOT modify existing CSS above this line
   ═══════════════════════════════════════════════════════ */

/* Urgency Strip */
.urgency-strip {
    display: flex;
    align-items: center;
    gap: 10px;
    color: #e0c46c;
    font-size: 14px;
    margin-bottom: 18px;
    animation: fadeInUp 1s ease-in;
}

.pulse-dot {
    width: 10px;
    height: 10px;
    background: #4CAF50;
    border-radius: 50%;
    display: inline-block;
    animation: pulse 1.5s infinite;
}

@keyframes pulse {
    0%   { box-shadow: 0 0 0 0 rgba(76, 175, 80, 0.7); }
    70%  { box-shadow: 0 0 0 10px rgba(76, 175, 80, 0); }
    100% { box-shadow: 0 0 0 0 rgba(76, 175, 80, 0); }
}

@keyframes fadeInUp {
    from { opacity: 0; transform: translateY(10px); }
    to   { opacity: 1; transform: translateY(0); }
}

/* Micro Testimonial */
.micro-testimonial {
    margin-top: 20px;
    padding: 15px 20px;
    background: rgba(255, 255, 255, 0.05);
    border-left: 3px solid #c8a951;
    border-radius: 8px;
    max-width: 500px;
}

.micro-testimonial .testimonial-stars {
    color: #e0c46c;
    font-size: 16px;
    margin-bottom: 5px;
    letter-spacing: 2px;
}

.micro-testimonial p {
    color: #dcdcdc;
    font-size: 14px;
    font-style: italic;
    margin-bottom: 5px;
    line-height: 1.5;
}

.micro-testimonial > span {
    color: #999;
    font-size: 12px;
}

/* ═══════════════ HOW IT WORKS ═══════════════ */
.how-it-works {
    background: #f8f6ef;
    padding: 70px 20px;
}

.how-it-works .section-label {
    color: #0a2e2b;
}

.how-it-works .section-title {
    color: #0a2e2b;
}

.how-it-works .section-sub {
    color: #555;
}

.steps-grid {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 25px;
    flex-wrap: wrap;
    margin-top: 40px;
}

.step-card {
    background: #fff;
    border: 1px solid #c8a951;
    border-radius: 14px;
    padding: 35px 25px;
    width: 260px;
    text-align: center;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.step-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
}

.step-card h3 {
    color: #0a2e2b;
    font-size: 18px;
    margin-bottom: 10px;
}

.step-card p {
    color: #555;
    font-size: 14px;
    line-height: 1.6;
}

.step-number {
    width: 45px;
    height: 45px;
    background: #0a2e2b;
    color: #e0c46c;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 18px;
    font-weight: 700;
    font-size: 18px;
}

.step-arrow {
    font-size: 28px;
    color: #c8a951;
    font-weight: 700;
}

.cta-primary-green {
    display: inline-block;
    padding: 15px 40px;
    background: #c8a951;
    color: #0a2e2b;
    border-radius: 8px;
    font-weight: 700;
    font-size: 16px;
    text-decoration: none;
    transition: background 0.3s ease, transform 0.2s;
}

.cta-primary-green:hover {
    background: #e0c46c;
    transform: translateY(-2px);
}

/* ═══════════════ EXIT INTENT POPUP ═══════════════ */
.exit-popup {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 99999;
    justify-content: center;
    align-items: center;
}

.exit-popup-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.7);
}

.exit-popup-content {
    position: relative;
    background: #0a2e2b;
    border: 2px solid #c8a951;
    border-radius: 16px;
    padding: 45px 35px;
    text-align: center;
    max-width: 420px;
    color: #fff;
    z-index: 100000;
    animation: fadeInUp 0.4s ease;
}

.exit-popup-close {
    position: absolute;
    top: 12px;
    right: 18px;
    background: none;
    border: none;
    color: #999;
    font-size: 22px;
    cursor: pointer;
    transition: color 0.2s;
}

.exit-popup-close:hover {
    color: #fff;
}

.exit-popup-content h3 {
    color: #e0c46c;
    font-size: 22px;
    margin-bottom: 12px;
    line-height: 1.3;
}

.exit-popup-content > p {
    color: #dcdcdc;
    font-size: 15px;
    margin-bottom: 20px;
    line-height: 1.5;
}

.exit-popup-cta {
    display: inline-block;
    padding: 14px 35px;
    background: #25D366;
    color: #fff;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 700;
    font-size: 16px;
    transition: background 0.3s, transform 0.2s;
}

.exit-popup-cta:hover {
    background: #1da851;
    transform: translateY(-2px);
}

.exit-popup-note {
    color: #999;
    font-size: 12px;
    margin-top: 15px;
}

/* Responsive: How It Works */
@media (max-width: 768px) {
    .steps-grid {
        flex-direction: column;
    }

    .step-arrow {
        transform: rotate(90deg);
    }

    .step-card {
        width: 100%;
        max-width: 350px;
    }

    .micro-testimonial {
        max-width: 100%;
    }

    .exit-popup-content {
        margin: 20px;
        padding: 30px 20px;
    }
}

.hero-container{display:flex;align-items:center;gap:40px}
.hero-left{width:55%}
.hero-right{width:45%;text-align:center}
.hero-icons{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:20px 0;font-size:13px}
.founder-image img{width:340px;border-radius:14px;margin-top:20px}
.stat-box{border:1px solid #D4AF37;padding:18px;border-radius:12px;color:#D4AF37}
.stat-box span{display:block;font-size:12px;color:#ccc}
.hero h1 span{color:#D4AF37}
.founder-sign{margin-top:20px;color:#D4AF37}


/* ========================================================================
   DS PREMIUM HERO REBUILD — production-safe isolated hero system
   Scope: Hero only. No other section impacted.
   ======================================================================== */
.ds-premium-hero {
  background:
    radial-gradient(circle at 88% 32%, rgba(34, 116, 62, 0.26), transparent 20%),
    radial-gradient(circle at 18% 74%, rgba(9, 79, 42, 0.22), transparent 22%),
    linear-gradient(90deg, #001712 0%, #01251f 48%, #013326 100%) !important;
  padding: 26px 0 0 !important;
  min-height: auto !important;
  position: relative;
  overflow: hidden;
  border-top: 1px solid rgba(212,175,55,0.06);
}

.ds-premium-hero .container,
.ds-hero-credstrip .container {
  max-width: 1280px;
}

.ds-hero-shell {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) 1px minmax(0, 1.38fr);
  gap: 28px;
  align-items: stretch;
  padding-top: 22px;
  padding-bottom: 0;
}

.ds-hero-left {
  padding: 18px 0 34px;
  display: flex;
  flex-direction: column;
}

.ds-hero-reg-card {
  width: fit-content;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 12px 18px;
  border: 1px solid rgba(212,175,55,0.8);
  border-radius: 14px;
  background: rgba(212,175,55,0.06);
  box-shadow: inset 0 0 0 1px rgba(255,255,255,0.03);
  margin-bottom: 24px;
}

.ds-hero-reg-icon,
.ds-hero-point-icon,
.ds-hero-stat-icon,
.ds-hero-cert-icon,
.ds-hero-credicon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #d4af37;
  flex-shrink: 0;
}

.ds-hero-reg-icon {
  width: 24px;
  height: 24px;
  font-size: 16px;
}

.ds-hero-reg-text strong,
.ds-hero-reg-text span {
  display: block;
  line-height: 1.2;
}

.ds-hero-reg-text strong {
  font-size: 14px;
  font-weight: 700;
  color: #d4af37;
}

.ds-hero-reg-text span {
  font-size: 12px;
  color: rgba(255,255,255,0.85);
  margin-top: 4px;
}

.ds-hero-title {
  font-family: 'Playfair Display', serif !important;
  font-size: clamp(52px, 5.75vw, 84px) !important;
  line-height: 0.96 !important;
  letter-spacing: -1.3px;
  color: #f7f3ea !important;
  margin: 0 0 24px !important;
  max-width: 720px;
}

.ds-hero-title span {
  display: block;
  color: #d4af37 !important;
  font-style: italic;
  margin-top: 8px;
}

.ds-hero-desc {
  max-width: 640px;
  font-size: 18px !important;
  line-height: 1.7 !important;
  color: rgba(255,255,255,0.92) !important;
  margin: 0 0 28px !important;
}

.ds-hero-points {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
  max-width: 760px;
  margin-bottom: 22px;
}

.ds-hero-point {
  padding-right: 10px;
}

.ds-hero-point-icon {
  width: 34px;
  height: 34px;
  font-size: 22px;
  margin-bottom: 10px;
}

.ds-hero-point strong {
  display: block;
  color: #fbf8ef;
  font-size: 15px;
  line-height: 1.45;
  font-weight: 600;
}

.ds-hero-point span {
  display: block;
  margin-top: 8px;
  color: rgba(255,255,255,0.78);
  font-size: 12.5px;
  line-height: 1.55;
}

.ds-hero-urgency {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  width: fit-content;
  padding: 12px 18px;
  border: 1px solid rgba(212,175,55,0.38);
  border-radius: 14px;
  background: rgba(212,175,55,0.05);
  color: #d6bc60;
  font-size: 16px;
  font-weight: 600;
  margin-bottom: 20px;
}

.ds-hero-urgency-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: #39c96e;
  box-shadow: 0 0 0 6px rgba(57, 201, 110, 0.12);
}

.ds-hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 18px;
}

.ds-premium-hero .btn-primary,
.ds-premium-hero .btn-outline {
  min-height: 58px;
  padding: 16px 28px !important;
  border-radius: 14px !important;
  font-size: 16px !important;
  font-weight: 700 !important;
}

.ds-premium-hero .btn-primary {
  background: #d4af37 !important;
  color: #071c39 !important;
  border: 1px solid #d4af37 !important;
}

.ds-premium-hero .btn-outline {
  background: transparent !important;
  color: #f2c645 !important;
  border: 2px solid rgba(212,175,55,0.85) !important;
}

.ds-hero-trust-inline {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  color: rgba(255,255,255,0.9);
  font-size: 14px;
  padding-top: 10px;
}

.ds-hero-divider {
  width: 1px;
  background: linear-gradient(to bottom, transparent 0%, rgba(212,175,55,0.45) 10%, rgba(212,175,55,0.45) 90%, transparent 100%);
  margin: 86px 0 50px;
}

.ds-hero-right {
  position: relative;
  padding: 10px 0 0;
  isolation: isolate;
}

.ds-hero-right-topline {
  color: rgba(255,255,255,0.94);
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 18px;
}

.ds-hero-right-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 260px;
  gap: 22px;
  align-items: end;
}

.ds-hero-stats-column {
  min-width: 0;
  position: relative;
  z-index: 2;
}

.ds-hero-stats-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-bottom: 18px;
}

.ds-hero-stat-card {
  min-height: 172px;
  border: 1px solid rgba(212,175,55,0.78);
  border-radius: 18px;
  background: rgba(5, 40, 31, 0.48);
  box-shadow: inset 0 0 0 1px rgba(255,255,255,0.03);
  padding: 22px 20px 18px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
}

.ds-hero-stat-icon {
  width: 28px;
  height: 28px;
  font-size: 22px;
  margin-bottom: 14px;
}

.ds-hero-stat-value {
  color: #d4af37;
  font-family: 'Playfair Display', serif;
  font-size: clamp(30px, 2.1vw, 44px);
  font-weight: 700;
  line-height: 1.05;
  margin-bottom: 12px;
}

.ds-hero-stat-label {
  color: #ffffff;
  font-size: 15px;
  font-weight: 500;
  line-height: 1.45;
  max-width: 220px;
}

.ds-hero-cert-list {
  display: grid;
  gap: 14px;
  margin-bottom: 20px;
}

.ds-hero-cert-card {
  display: grid;
  grid-template-columns: 32px minmax(0, 1fr) auto;
  align-items: center;
  gap: 14px;
  padding: 16px 18px;
  border-radius: 14px;
  border: 1px solid rgba(212,175,55,0.75);
  background: rgba(4, 46, 35, 0.78);
  box-shadow: inset 0 0 0 1px rgba(255,255,255,0.03);
}

.ds-hero-cert-icon {
  width: 28px;
  height: 28px;
  font-size: 16px;
}

.ds-hero-cert-copy strong,
.ds-hero-cert-copy span,
.ds-hero-cert-meta span {
  display: block;
}

.ds-hero-cert-copy strong {
  color: #ffffff;
  font-size: 15px;
  font-weight: 600;
  line-height: 1.3;
}

.ds-hero-cert-copy span,
.ds-hero-cert-meta span {
  color: rgba(255,255,255,0.85);
  font-size: 13px;
  line-height: 1.35;
  margin-top: 2px;
}

.ds-hero-cert-meta {
  text-align: right;
}

.ds-hero-signoff {
  position: relative;
  z-index: 3;
  padding: 4px 0 10px;
}

.ds-hero-signature {
  color: #d4af37;
  font-family: 'Playfair Display', serif;
  font-style: italic;
  font-size: 26px;
  margin-bottom: 6px;
}

.ds-hero-founder {
  color: #ffffff;
  font-size: 15px;
  font-weight: 500;
}

.ds-hero-image-wrap {
  position: relative;
  align-self: end;
  display: flex;
  justify-content: flex-end;
  align-items: flex-end;
  min-height: 100%;
  z-index: 1;
}

.ds-hero-image {
  width: 330px;
  max-width: none;
  height: auto;
  object-fit: contain;
  object-position: bottom right;
  display: block;
  filter: drop-shadow(0 16px 34px rgba(0,0,0,0.35));
}

.ds-hero-credstrip {
  background: linear-gradient(90deg, #002919 0%, #013527 100%);
  border-top: 1px solid rgba(212,175,55,0.18);
  border-bottom: 1px solid rgba(212,175,55,0.12);
}

.ds-hero-credstrip-inner {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0;
}

.ds-hero-creditem {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 14px;
  align-items: center;
  padding: 18px 20px;
  position: relative;
}

.ds-hero-creditem:not(:last-child)::after {
  content: '';
  position: absolute;
  right: 0;
  top: 18px;
  bottom: 18px;
  width: 1px;
  background: rgba(212,175,55,0.28);
}

.ds-hero-credicon {
  width: 34px;
  height: 34px;
  font-size: 22px;
}

.ds-hero-credicon-sebi {
  font-size: 18px;
  font-weight: 800;
  letter-spacing: 0.5px;
}

.ds-hero-creditem strong,
.ds-hero-creditem span {
  display: block;
}

.ds-hero-creditem strong {
  color: #fbf7ed;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.3;
}

.ds-hero-creditem span {
  color: rgba(255,255,255,0.84);
  font-size: 13px;
  line-height: 1.45;
  margin-top: 3px;
}

/* neutralize legacy hero rules only within rebuilt hero */
.ds-premium-hero .hero-container,
.ds-premium-hero .hero-left,
.ds-premium-hero .hero-right,
.ds-premium-hero .hero-icons,
.ds-premium-hero .stats-grid,
.ds-premium-hero .stat-box,
.ds-premium-hero .founder-image,
.ds-premium-hero .founder-sign,
.ds-premium-hero .urgency-strip,
.ds-premium-hero .hero-badge {
  all: unset;
}

.ds-premium-hero * {
  box-sizing: border-box;
}

@media (max-width: 1280px) {
  .ds-hero-shell {
    grid-template-columns: minmax(0, 1fr) 1px minmax(0, 1.18fr);
    gap: 22px;
  }

  .ds-hero-points {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    max-width: 600px;
  }

  .ds-hero-right-grid {
    grid-template-columns: minmax(0, 1fr) 220px;
  }

  .ds-hero-image {
    width: 290px;
  }

  .ds-hero-credstrip-inner {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 1080px) {
  .ds-hero-shell {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .ds-hero-divider {
    display: none;
  }

  .ds-hero-right {
    padding-top: 10px;
  }

  .ds-hero-right-grid {
    grid-template-columns: 1fr;
  }

  .ds-hero-image-wrap {
    justify-content: center;
  }

  .ds-hero-image {
    width: min(320px, 72vw);
  }
}

@media (max-width: 768px) {
  .ds-premium-hero {
    padding-top: 18px !important;
  }

  .ds-hero-shell {
    padding-top: 16px;
  }

  .ds-hero-title {
    font-size: clamp(42px, 12vw, 62px) !important;
  }

  .ds-hero-desc {
    font-size: 16px !important;
  }

  .ds-hero-points {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
  }

  .ds-hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .ds-premium-hero .btn-primary,
  .ds-premium-hero .btn-outline {
    width: 100%;
    justify-content: center;
    text-align: center;
  }

  .ds-hero-trust-inline {
    gap: 10px 16px;
    font-size: 13px;
  }

  .ds-hero-right-topline {
    font-size: 16px;
  }

  .ds-hero-stats-grid {
    grid-template-columns: 1fr 1fr;
  }

  .ds-hero-stat-card {
    min-height: 155px;
    padding: 18px 14px;
  }

  .ds-hero-cert-card {
    grid-template-columns: 30px 1fr;
  }

  .ds-hero-cert-meta {
    grid-column: 2;
    text-align: left;
    margin-top: 6px;
  }

  .ds-hero-credstrip-inner {
    grid-template-columns: 1fr;
  }

  .ds-hero-creditem:not(:last-child)::after {
    display: none;
  }
}

@media (max-width: 480px) {
  .ds-hero-points,
  .ds-hero-stats-grid {
    grid-template-columns: 1fr;
  }

  .ds-hero-reg-card,
  .ds-hero-urgency {
    width: 100%;
  }
}

/* ========= FINAL HERO FIX (CLEAN FINAL) ========= */

.ds-hero-right-grid {
    position: relative !important;
}

.ds-hero-image-wrap {
    position: absolute !important;
    right: 12px;
    bottom: 0;
    width: 430px;
    display: flex;
    justify-content: flex-end;
    align-items: flex-end;
    z-index: 1;
    pointer-events: none;
}

.ds-hero-image {
    width: 500px !important;
    max-width: none !important;
    object-fit: contain;
    transform: none !important;
    padding-left: 0 !important;
}

.ds-hero-stats-column,
.ds-hero-cert-list,
.ds-hero-signoff {
    position: relative !important;
    z-index: 5 !important;
}

.ds-hero-stats-column {
    max-width: 520px;
    transform: translateX(8px) !important;
}

.ds-hero-stats-grid {
    margin-right: 18px;
}
/* ===== FINAL HERO ALIGNMENT (LOCKED VERSION) ===== */

/* Fix container width (designer proportion) */
.ds-premium-hero .container {
    max-width: 1350px !important;
}

/* Fix image wrapper */
.ds-hero-image-wrap {
    position: absolute !important;
    right: 2%;
    bottom: 0;
    width: auto !important;
    display: flex;
    align-items: flex-end;
    justify-content: flex-end;
    z-index: 1;
    pointer-events: none;
}

/* Clean image behavior */
.ds-hero-image {
    width: 520px !important;
    max-width: none !important;
    object-fit: contain;
    transform: none !important;
}

/* Proper layering */
.ds-hero-stats-column,
.ds-hero-cert-list,
.ds-hero-signoff {
    position: relative !important;
    z-index: 5 !important;
}

/* Bring cards slightly closer */
.ds-hero-stats-column {
    max-width: 520px;
    transform: translateX(10px) !important;
}

/* ===== FINAL FOUNDER IMAGE INTEGRATION (CLEAN + THEME MATCHED) ===== */

.ds-hero-right-grid {
  display: grid !important;
  grid-template-columns: 1fr 420px !important;
  align-items: end !important;
}

.ds-hero-image-wrap {
  display: flex !important;
  justify-content: center !important;
  align-items: flex-end !important;
  position: relative !important;
}

.ds-hero-image {
  width: 420px !important;
  max-width: 420px !important;
  height: auto !important;
  object-fit: contain !important;
  transform: translateX(-20px) !important;
  filter: drop-shadow(0 30px 50px rgba(0,0,0,0.55)) !important;
  background: transparent !important;
}

.ds-hero-image-wrap::before {
  content: "";
  position: absolute;
  width: 440px;
  height: 440px;
  background: radial-gradient(circle, rgba(0,0,0,0.28), transparent 70%);
  filter: blur(45px);
  z-index: -1;
}


/* ========================================================================
   DS WEALTH ADVISORS — FINAL CROSS-BROWSER HERO + HEADER LOCK
   Purpose: Make Chrome render the same premium hero/header layout as the
   reference desktop screenshot. Scoped to homepage hero and header only.
   ======================================================================== */
html, body { width: 100% !important; overflow-x: hidden !important; }
body { background: #071c39 !important; }
.main-header, body.home-dark .main-header, nav {
  background: #0b1a2e !important;
  border-bottom: 1px solid rgba(212,175,55,0.14) !important;
  box-shadow: 0 2px 14px rgba(0,0,0,0.2) !important;
}
nav, .nav-container { min-height: 72px !important; }
.nav-links, .desktop-nav ul, .nav-cta { display: flex !important; align-items: center !important; }
.nav-links li a, .desktop-nav ul li a { color: #c9d6e5 !important; font-weight: 600 !important; }
.nav-links li a:hover, .desktop-nav ul li a:hover { color: #d4af37 !important; background: rgba(212,175,55,0.10) !important; }
.nav-cta .btn-outline { border-color: #d4af37 !important; color: #d4af37 !important; background: transparent !important; }
.nav-cta .btn-primary { background: #d4af37 !important; color: #071c39 !important; border-color: #d4af37 !important; }
section.hero.ds-premium-hero, .hero.ds-premium-hero {
  display: block !important;
  flex-wrap: initial !important;
  align-items: initial !important;
  min-height: auto !important;
  padding: 26px 0 0 !important;
  color: #fff !important;
  background: radial-gradient(circle at 88% 32%, rgba(34,116,62,0.26), transparent 20%), radial-gradient(circle at 18% 74%, rgba(9,79,42,0.22), transparent 22%), linear-gradient(90deg, #001712 0%, #01251f 48%, #013326 100%) !important;
  border-top: 1px solid rgba(212,175,55,0.06) !important;
  overflow: hidden !important;
}
.ds-premium-hero .container, .ds-hero-credstrip .container { width: 100% !important; max-width: 1350px !important; margin: 0 auto !important; padding-left: 24px !important; padding-right: 24px !important; }
.ds-hero-shell { display: grid !important; grid-template-columns: minmax(0, 0.95fr) 1px minmax(0, 1.45fr) !important; gap: 28px !important; align-items: stretch !important; padding-top: 22px !important; padding-bottom: 0 !important; }
.ds-hero-left { min-width: 0 !important; padding: 18px 0 34px !important; display: flex !important; flex-direction: column !important; }
.ds-hero-divider { display: block !important; width: 1px !important; background: linear-gradient(to bottom, transparent 0%, rgba(212,175,55,0.45) 10%, rgba(212,175,55,0.45) 90%, transparent 100%) !important; margin: 86px 0 50px !important; }
.ds-hero-right { min-width: 0 !important; position: relative !important; padding: 10px 0 0 !important; isolation: isolate !important; }
.ds-hero-right-grid { display: grid !important; grid-template-columns: minmax(0, 1fr) 300px !important; gap: 18px !important; align-items: end !important; position: relative !important; }
.ds-hero-stats-column { min-width: 0 !important; max-width: none !important; width: 100% !important; transform: none !important; position: relative !important; z-index: 5 !important; }
.ds-hero-stats-grid { display: grid !important; grid-template-columns: repeat(2, minmax(0,1fr)) !important; gap: 18px !important; margin: 0 0 18px 0 !important; }
.ds-hero-stat-card { min-height: 172px !important; border: 1px solid rgba(212,175,55,0.78) !important; border-radius: 18px !important; background: rgba(5,40,31,0.48) !important; padding: 22px 20px 18px !important; display: flex !important; flex-direction: column !important; align-items: center !important; justify-content: center !important; text-align: center !important; }
.ds-hero-stat-value { color: #d4af37 !important; font-family: 'Playfair Display', serif !important; font-size: clamp(30px, 2.1vw, 44px) !important; font-weight: 700 !important; line-height: 1.05 !important; }
.ds-hero-stat-label, .ds-hero-cert-copy strong, .ds-hero-founder, .ds-hero-right-topline { color: #fff !important; }
.ds-hero-cert-list { display: grid !important; gap: 14px !important; margin-bottom: 20px !important; position: relative !important; z-index: 6 !important; }
.ds-hero-cert-card { display: grid !important; grid-template-columns: 32px minmax(0,1fr) auto !important; align-items: center !important; gap: 14px !important; padding: 16px 18px !important; border-radius: 14px !important; border: 1px solid rgba(212,175,55,0.75) !important; background: rgba(4,46,35,0.78) !important; }
.ds-hero-image-wrap { position: relative !important; display: flex !important; justify-content: flex-end !important; align-items: flex-end !important; align-self: end !important; width: 100% !important; min-width: 0 !important; z-index: 1 !important; pointer-events: none !important; overflow: visible !important; }
.ds-hero-image { width: 360px !important; max-width: 360px !important; height: auto !important; max-height: 780px !important; object-fit: contain !important; object-position: bottom right !important; transform: translateX(18px) !important; filter: drop-shadow(0 30px 50px rgba(0,0,0,0.55)) !important; background: transparent !important; }
.ds-hero-image-wrap::before { content: "" !important; position: absolute !important; width: 420px !important; height: 420px !important; right: -20px !important; bottom: -10px !important; background: radial-gradient(circle, rgba(0,0,0,0.28), transparent 70%) !important; filter: blur(45px) !important; z-index: -1 !important; }
.ds-hero-title { font-size: clamp(52px, 5.75vw, 84px) !important; line-height: 0.96 !important; color: #f7f3ea !important; }
.ds-hero-title span, .ds-hero-signature, .ds-hero-reg-text strong, .ds-hero-stat-icon, .ds-hero-cert-icon, .ds-hero-point-icon { color: #d4af37 !important; }
.ds-hero-desc, .ds-hero-point span, .ds-hero-reg-text span, .ds-hero-cert-copy span, .ds-hero-cert-meta span, .ds-hero-trust-inline span { color: rgba(255,255,255,0.86) !important; }
.ds-hero-credstrip { display: block !important; background: linear-gradient(90deg, #002919 0%, #013527 100%) !important; border-top: 1px solid rgba(212,175,55,0.18) !important; border-bottom: 1px solid rgba(212,175,55,0.12) !important; }
.ds-hero-credstrip-inner { display: grid !important; grid-template-columns: repeat(4, minmax(0,1fr)) !important; }
@media (max-width: 1280px) {
  .ds-hero-shell { grid-template-columns: minmax(0,1fr) 1px minmax(0,1.18fr) !important; gap: 22px !important; }
  .ds-hero-right-grid { grid-template-columns: minmax(0,1fr) 250px !important; }
  .ds-hero-image { width: 310px !important; max-width: 310px !important; }
  .ds-hero-points { grid-template-columns: repeat(2, minmax(0,1fr)) !important; }
}
@media (max-width: 1080px) {
  .ds-hero-shell { grid-template-columns: 1fr !important; }
  .ds-hero-divider { display: none !important; }
  .ds-hero-right-grid { grid-template-columns: 1fr !important; }
  .ds-hero-image-wrap { justify-content: center !important; }
  .ds-hero-image { width: min(320px, 72vw) !important; max-width: min(320px, 72vw) !important; transform: none !important; }
}
@media (max-width: 768px) {
  .ds-premium-hero .container, .ds-hero-credstrip .container { padding-left: 18px !important; padding-right: 18px !important; }
  .ds-hero-title { font-size: clamp(42px, 12vw, 62px) !important; }
  .ds-hero-points, .ds-hero-stats-grid { grid-template-columns: repeat(2, minmax(0,1fr)) !important; }
  .ds-hero-cert-card { grid-template-columns: 30px 1fr !important; }
  .ds-hero-cert-meta { grid-column: 2 !important; text-align: left !important; }
  .ds-hero-credstrip-inner { grid-template-columns: 1fr !important; }
  .ds-hero-creditem:not(:last-child)::after { display: none !important; }
}
@media (max-width: 480px) {
  .ds-hero-points, .ds-hero-stats-grid { grid-template-columns: 1fr !important; }
  .ds-hero-reg-card, .ds-hero-urgency { width: 100% !important; }
}


/* FINAL CLEAN TRUST FIX */
.compact-trust{
  margin-top:20px;
  padding:14px;
  border-radius:12px;
  border:1px solid rgba(212,175,55,0.5);
  background:rgba(4,46,35,0.6);
}
.trust-row{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:8px 0;
  border-bottom:1px solid rgba(212,175,55,0.2);
}
.trust-row:last-child{border-bottom:none}
.trust-row span{color:#fff;font-size:14px}
.trust-row strong{color:#d4af37}

/* FIX IMAGE ALIGNMENT block removed (2026-06-20): it set display:flex on
   .ds-hero-right, which broke the topline/stats-grid stacking and squeezed
   the stat cards to ~45px wide, causing the text overlap bug. Image sizing
   remains fully controlled by the .ds-hero-image-wrap / .ds-hero-image rules
   above (with !important), so no image-alignment behavior is lost. */
   
  /* ============================================================
   DIVIDEND TRACKER PAGE — NAV BAR & CONTROLS
   ============================================================ */
nav.nav-bar {
  background: #0b1a2e !important;
  padding: 14px 24px !important;
  border-bottom: 1px solid rgba(212,175,55,0.2) !important;
  position: sticky !important;
  top: 0 !important;
  z-index: 100 !important;
  display: flex !important;
  gap: 24px !important;
  align-items: center !important;
  flex-wrap: wrap !important;
  min-height: 60px !important;
}
nav.nav-bar a {
  color: #fff !important;
  font-size: 14px !important;
  opacity: 0.85 !important;
  padding: 0 !important;
}
nav.nav-bar a:hover { opacity: 1 !important; color: #D4AF37 !important; }
nav.nav-bar a.brand { color: #D4AF37 !important; font-weight: 700 !important; margin-right: auto !important; font-size: 17px !important; }
nav.nav-bar a.active-page { color: #D4AF37 !important; }

.controls-card {
  background: rgba(255,255,255,0.03) !important;
  border: 1px solid rgba(212,175,55,0.15) !important;
  border-radius: 10px !important;
}
.search-box input, .date-input {
  background: rgba(255,255,255,0.05) !important;
  border: 1px solid rgba(212,175,55,0.3) !important;
  color: #fff !important;
}
.search-box input::placeholder { color: rgba(255,255,255,0.4) !important; }

.filter-btn, .month-chip, .action-btn {
  background: rgba(255,255,255,0.05) !important;
  border: 1px solid rgba(212,175,55,0.3) !important;
  color: #fff !important;
}
.filter-btn.active, .month-chip.active {
  background: #D4AF37 !important;
  color: #071c39 !important;
  border-color: #D4AF37 !important;
  font-weight: 600 !important;
}
.reset-btn {
  background: transparent !important;
  color: rgba(255,255,255,0.6) !important;
  border: 1px solid rgba(255,255,255,0.2) !important;
}
.reset-btn:hover { color: #D4AF37 !important; border-color: #D4AF37 !important; }

.dividend-amt { color: #D4AF37 !important; font-weight: 600 !important; }
.badge-sub {
  background: rgba(212,175,55,0.15) !important;
  color: #D4AF37 !important;
  padding: 2px 8px !important;
  border-radius: 10px !important;
  font-size: 11px !important;
}
.days-badge {
  padding: 3px 8px !important;
  border-radius: 10px !important;
  font-size: 12px !important;
  font-weight: 600 !important;
}
.days-urgent { background: rgba(244,67,54,0.15) !important; color: #F44336 !important; }
.days-warn   { background: rgba(255,193,7,0.15) !important; color: #FFC107 !important; }
.days-normal { background: rgba(76,175,80,0.15) !important; color: #4CAF50 !important; }
.days-passed { background: rgba(158,158,158,0.15) !important; color: #9E9E9E !important; }

.cal-link {
  background: rgba(212,175,55,0.1) !important;
  color: #D4AF37 !important;
  padding: 4px 10px !important;
  border-radius: 6px !important;
  text-decoration: none !important;
  font-size: 12px !important;
}

details.tax-guide {
  background: rgba(212,175,55,0.05) !important;
  border: 1px solid rgba(212,175,55,0.2) !important;
  border-radius: 10px !important;
}
details.tax-guide summary { color: #D4AF37 !important; cursor: pointer !important; font-weight: 600 !important; }
details.tax-guide .tax-content strong { color: #D4AF37 !important; }
/* ===== Footer Premium Alignment Fix ===== */

.footer-grid{
    max-width:1200px;
    margin:0 auto;
    align-items:flex-start;
}

.footer-brand{
    padding-right:20px;
}

.footer-col{
    display:flex;
    flex-direction:column;
}

.footer-col h4{
    min-height:22px;
    margin-bottom:18px;
}

.footer-bottom{
    max-width:1200px;
    margin:40px auto 0;
    align-items:center;
}

@media(max-width:768px){
    .footer-grid{
        text-align:center;
    }

    .footer-brand,
    .footer-col{
        align-items:center;
    }

    .footer-bottom{
        text-align:center;
        justify-content:center;
    }
}
/* ===== Header Premium Alignment Fix ===== */

.nav-container{
    max-width:1200px !important;
    margin:0 auto !important;
    width:100%;
}

.logo{
    display:flex;
    align-items:center;
}

.nav-links{
    align-items:center;
}

.nav-cta{
    align-items:center;
}
/* ===== PREMIUM SCROLL TO TOP ===== */


.back-to-top{
    position:fixed;
    right:24px;
    bottom:24px;
    width:58px;
    height:58px;
    border:none;
    border-radius:50%;
    background:linear-gradient(135deg,#D4AF37,#F4D03F);
    color:#081b3a;
    font-size:28px;
    font-weight:900;
    cursor:pointer;
    z-index:999999;
    display:flex;
    align-items:center;
    justify-content:center;
    opacity:0;
    visibility:hidden;
    transform:translateY(15px);
    transition:all .3s ease;
    box-shadow:0 10px 30px rgba(212,175,55,.45),0 0 20px rgba(212,175,55,.25);
}

.back-to-top.visible{
    opacity:1;
    visibility:visible;
    transform:translateY(0);
}

.back-to-top:hover{
    transform:translateY(-5px);
    box-shadow:0 15px 40px rgba(212,175,55,.65),0 0 30px rgba(212,175,55,.35);
}