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SEBI Registered Investment Advisor | Where Time Becomes Wealth
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SEBI Registered Investment Advisor Reg. No: INA000019732 · AMFI ARN: 363082

Build Your β‚Ή1 Crore Portfolio Without the Stress.

Goal-based investment planning for Indian salaried professionals β€” from a SEBI Registered Advisor who personally manages β‚Ή5 Cr+ using the same strategies he recommends to you.

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Personalized
Goal Planning
Retirement, home, child education
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Skin in the
Game
β‚Ή5Cr+ personally invested
⊘
Fee-Only
Advisory
No commissions. Full transparency.
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Quarterly
Reviews
Stay on track as life changes
Only 3 free portfolio reviews available this week
βœ“ No Obligations βœ“ 100% Confidential βœ“ Avg response: 2 hours
Trusted by credentials. Backed by real money.
β‚Ή
β‚Ή5 Cr+
Personal Investment
πŸŽ“
IIM-K
MBA
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β‚Ή6 Lakh+
Annual Dividend Income
πŸ›‘οΈ
SEBI RIA
INA000019732 Verified
πŸ›‘οΈ SEBI Β· Investment Advisor INA000019732
πŸ“œ AMFI Β· Mutual Fund Distributor 363082
πŸŽ“ NISM Β· Certified MFD 202600100554
Dheeraj Singh
Founder, DS Wealth Advisors
Founder portrait
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NISM CERTIFIED Mutual Fund Distributor
(SEBI Recognized)
SEBI
SEBI REGISTERED Investment Advisor
Reg. No: INA000019732
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IIM KOZHIKODE MBA Strategic Thinking.
Strong Fundamentals.
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VERIFY MY CREDENTIALS Check my certifications on
NISM Portal β†’

Get Your Free β‚Ή1 Crore Roadmap

A practical 18-page PDF guide showing salaried professionals exactly how to build a β‚Ή1 Cr+ portfolio by age 40 β€” with real numbers, SIP calculations, and tax-saving strategies.

  • βœ“ Step-by-step β‚Ή25K SIP plan to reach β‚Ή1 Cr
  • βœ“ Top 7 mutual funds (Large Cap, Flexi Cap, ELSS)
  • βœ“ Tax-saving combo: 80C + NPS + ELSS
  • βœ“ 5 common mistakes (real client examples)

Download Now β€” Free

100% Free Β· No spam Β· Unsubscribe anytime

Start Your Wealth Journey in 3 Simple Steps

No jargon, no pressure β€” just a clear path to building your wealth.

1

Book a Free Call

Share your goals with us. No pressure, no commitments β€” just an honest conversation about your financial future.

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2

Get Your Personalized Plan

We create a goal-based investment roadmap tailored to your income, risk profile, and life stage.

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3

Start Investing

Begin your SIP or lump sum through our secure partner platform. Your money stays in your name, always.

Start Now β€” It's Free

Built Different. Built Better.

We don't just give advice β€” we live it. Our founder invests his own money the same way he advises clients.

Skin in the Game

Our founder has ₹5Cr+ of his own money invested using the same strategies we recommend to clients. Real conviction, not just theory.

IIM Kozhikode MBA

Academic rigour meets real-world investing. Our advisory approach combines institutional-grade research with practical market wisdom.

Zero Hidden Fees

Flat advisory fees, no commissions, no trailing charges. Every rupee of your returns stays with you. Full transparency, always.

Personal Touch

You talk directly to the founder β€” not a call center. Personalized plans, WhatsApp support, and real human connection.

Complete Wealth Solutions

From your first SIP to your retirement corpus β€” we manage it all with personalized attention.

Mutual Funds & SIP

5,000+ mutual fund schemes curated and managed by our research team to match your risk profile and goals.

Get Started →

Financial Planning

Comprehensive goal-based plans for marriage, education, home buying, and building your retirement corpus.

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Portfolio Management (PMS)

Professionally managed portfolios for HNI clients seeking superior risk-adjusted returns.

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Equity & IPOs

Research-backed equity recommendations and seamless IPO investment with expert analyst support.

View IPO Desk →

Fixed Income & Bonds

Stable, predictable returns through curated FDs, corporate bonds, and debt mutual funds.

Get Started →

Tax & Insurance Planning

ELSS investments, life & health insurance advisory to protect your wealth and minimize tax liability.

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Book Your Free Consultation

Fill in your details and our advisor will call you within 2 hours.

We respond within 2 business hours. Your data is never shared.

Your Goals, Our Roadmap

We don't sell products β€” we build plans around your life's milestones.

Planning to buy your dream home?

Whether it's 3 years or 10 years away β€” we help you build the right corpus through a mix of SIPs, FDs, and goal-linked investments, while ensuring your EMI fits comfortably in your cash flow.

Speak to an Advisor
Target in
5 Yrs
Monthly SIP
₹25K
Projected Corpus
₹21.5 Lakh
at 12% p.a. CAGR

Secure your child's education future

Education costs double every 7–8 years. Start early with a dedicated education SIP and build a corpus that covers IIT, MBBS, or even foreign university fees β€” without stress.

Plan Now
Target in
15 Yrs
Monthly SIP
₹10K
Projected Corpus
₹50 Lakh+
at 12% p.a. CAGR

Plan a wedding without financial stress

A dream wedding doesn't have to mean debt. Start a dedicated SIP 3–5 years out and build your celebration corpus worry-free while earning strong returns.

Start Planning
Target in
3 Yrs
Monthly SIP
₹20K
Projected Corpus
₹8.5 Lakh
at 12% p.a. CAGR

Retire with dignity and independence

Build a retirement corpus that replaces your salary β€” so you never depend on anyone. We create a customized mix of equity, debt, and NPS for your golden years.

Plan Retirement
Target in
25 Yrs
Monthly SIP
₹15K
Projected Corpus
₹2.8 Crore
at 12% p.a. CAGR

Making your first investment? We guide you.

Confused between SIP, FD, PPF, or stocks? Our advisors simplify it all and help you start with as little as ₹500/month in a plan matched to your income and goals.

Start with ₹500
Start with
₹500
Setup time
10 min
₹500/mo for 10 yrs grows to
₹1.16 Lakh
at 12% p.a. CAGR

SIP Growth Calculator

See how your money grows with disciplined monthly investing.

Amount Invested
₹6.0L
Wealth Gained
₹5.6L
Total Value
₹11.6L

*Returns are estimates. Mutual funds are subject to market risk. Please read all offer documents carefully.

Start Your SIP Today

Top Recommended Schemes

Research-backed fund recommendations across categories β€” updated regularly by our advisors.

Mirae Asset Large Cap Fund
Equity
Large Cap · Direct · Growth
14.2%
1 Year
16.8%
3 Year
18.3%
5 Year
Min SIP: ₹1,000Risk: Moderately High
Invest Now →
Parag Parikh Flexi Cap Fund
Equity
Flexi Cap · Direct · Growth
19.4%
1 Year
21.2%
3 Year
22.7%
5 Year
Min SIP: ₹1,000Risk: High
Invest Now →
Axis Long Term Equity Fund (ELSS)
ELSS
ELSS · Direct · Growth · 3yr Lock-in
17.1%
1 Year
18.9%
3 Year
20.4%
5 Year
Min SIP: ₹500Tax Saving: ₹46,800
Invest Now →
HDFC Balanced Advantage Fund
Hybrid
Dynamic Asset Allocation · Direct · Growth
13.6%
1 Year
15.1%
3 Year
14.8%
5 Year
Min SIP: ₹1,000Risk: Moderate
Invest Now →
ICICI Prudential Short Term Fund
Debt
Short Duration · Direct · Growth
7.8%
1 Year
6.9%
3 Year
7.2%
5 Year
Min SIP: ₹1,000Risk: Low to Moderate
Invest Now →
Nippon India Small Cap Fund
Equity
Small Cap · Direct · Growth
28.4%
1 Year
32.1%
3 Year
29.6%
5 Year
Min SIP: ₹1,000Risk: Very High
Invest Now →
Post Office MIS β€” Monthly Income Scheme
Post Office
Government Backed · Fixed Monthly Income · 5 Year Tenure
7.4%
Interest p.a.
Monthly
Payout
100%
Safe
💡 Invest ₹9 Lakh → Get ₹5,550/month guaranteed for 5 years.
Min: ₹1,000 · Max: ₹9L (Single) / ₹15L (Joint)
SCSS β€” Senior Citizen Saving Scheme
Post Office
Government Backed · Quarterly Payout · 5 Year Tenure
8.2%
Interest p.a.
Quarterly
Payout
80C
Tax Benefit
💡 ₹30L invested → ₹61,500/quarter. Section 80C benefit. Age 60+.
Min: ₹1,000 · Max: ₹30L · Age: 60+

*Past returns are not indicative of future performance. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully. Returns shown are approximate, for illustration only, and as of May 2025.

Explore All Schemes →

Meet the Founder

Personally invested. Professionally driven. Building wealth with conviction.

Founder portrait

Dheeraj Kumar Singh

Founder & Chief Advisor

An IIM Kozhikode MBA and Senior Mechanical Engineer turned passionate investor. Built a ₹5Cr+ personal equity portfolio with a disciplined, dividend-focused, core-satellite strategy across 10+ blue-chip holdings. Deep hands-on expertise in equity research, IPO analysis, SIPs, and goal-based financial planning.

₹5Cr+Portfolio
₹6 Lakh+Annual Passive Income
10+Core Holdings
IIM-K MBANISM CertifiedEquity Specialist

We're Growing

Join Our Team

We're looking for passionate financial advisors, research analysts, and operations professionals to join our mission. If you believe in honest, client-first wealth advisory β€” reach out to us.

Open Positions

Building Trust, One Client at a Time

We’re early in our journey, but every portfolio tells a story. Here are anonymized case studies showing how we work with real clients.

πŸ“Š CASE STUDY 01

IT Professional, 32 yrs Β· Pune

Goal: β‚Ή1 Cr by age 40.
Strategy: β‚Ή35K SIP across 4 funds (Mirae Large Cap, PPFAS Flexi Cap, Axis ELSS, Nippon Small Cap) with 10% annual step-up. Quarterly portfolio reviews.

βœ“ Year 1: β‚Ή4.2L invested Β· Current value β‚Ή4.6L (XIRR 9.1%)
πŸ“Š CASE STUDY 02

Senior Doctor, 45 yrs Β· Patna

Goal: β‚Ή50K/month passive income by 55.
Strategy: Build β‚Ή40L dividend portfolio (HDFC Bank, ITC, Power Grid, REITs) + ELSS for tax efficiency. Reinvest dividends until target year.

βœ“ Current dividend yield: β‚Ή1.8L/year (growing)
πŸ“Š CASE STUDY 03

Young Professional, 28 yrs Β· Bangalore

Goal: First-time investor wanting to start with β‚Ή10K SIP.
Strategy: Simple 3-fund portfolio (Index, Flexi Cap, ELSS) with auto-debit. Education-first approach β€” taught the β€œwhy” before the β€œwhat”.

βœ“ 8 months in: β‚Ή80K invested Β· On track for β‚Ή1 Cr by 45

* Identifying details modified for client privacy. Returns shown are actual portfolio performance from our managed accounts. Past performance does not indicate future results. Mutual fund investments are subject to market risks β€” please read all scheme-related documents carefully.

Become Our Next Success Story β†’

Frequently Asked Questions

Honest answers to questions every new investor asks.

You can start with as little as ₹500 per month through a SIP in a mutual fund. Our advisors will guide you to the right starting point based on your income and goals.
Yes. DS Wealth Advisors is a SEBI Registered Investment Advisor (RIA). You can verify our registration on the SEBI website using our registration number INA000019732.
We charge a flat advisory fee β€” not a commission from fund houses β€” so our advice is always in your interest. We explain all charges upfront before you invest a single rupee.
Your money is never held by us. All investments are held directly by AMCs or in your own Demat account. We are advisors β€” you always retain full ownership and control.
Absolutely. We serve clients across Bihar β€” Muzaffarpur, Gaya, Bhagalpur, Darbhanga β€” and pan India. Most services are available fully online via video call and WhatsApp.
Dheeraj Kumar Singh β€” Founder
Advisor Mindset
“True wealth is built through discipline, patience, and smart allocation — not prediction. My mission is to help individuals create lifelong financial freedom through simple, reliable, dividend-driven investing.”
Founder & Chief Advisor

Dheeraj Kumar Singh

Senior Mechanical Engineer  |  MBA, IIM Kozhikode

Managing a diversified, disciplined investment corpus built over a decade — focused on dividend investing, capital preservation, and long‑term compounding across HDFC Securities, ICICI Securities, and Zerodha.

₹5 Cr+ Personal Investment Corpus
₹5 Cr+ Total Family Wealth Under Management
₹6 Lakh+ Annual Passive Income
10+ High‑Conviction Long‑Term Holdings
🎓 IIM Kozhikode MBA (Kozhikode Campus)
IIM-K MBA NISM Certified Equity Specialist Dividend Investor

We'd love to hear from you

Let's start your wealth journey together

Book a free 30-minute consultation. No commitments, no sales pressure β€” just honest financial advice tailored to your life.

Office

Fraser Road, Patna, Bihar β€” 800001

Phone & WhatsApp

+91 77021 29634

Email

info@dswealthadvisors.in

Office Hours

Mon–Sat: 9:30 AM – 6:30 PM

Book Your Free Consultation

We respond within 2 business hours. Your data is never shared.

Partner With Us

Are you a financial professional, CA, insurance agent, or business associate? Partner with DS Wealth Advisors and grow together.

Become a Partner →
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Revenue Sharing

Competitive fee-sharing model with no upfront cost to join.

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Training & Certification

We support your NISM certifications and ongoing education.

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Tech & Back Office

Full CRM, reporting tools, and operations support provided.

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SEBI Umbrella

Operate under our SEBI RIA license with full compliance support.

Ready to grow your wealth?

Book a free 30-minute consultation. No sales pitch β€” just honest advice.

Start Your Wealth Journey Today

Book a free 30-minute discovery call

No obligations. No sales pressure. Just honest financial guidance from a SEBI Registered Investment Advisor.

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β‚Ή5 Cr+
Founder's Own Investment
10+
Clients Served
10+ Years
Market Experience
100%
SEBI Compliant

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